Investment options of THE CHALLENGER 401(K) PLAN
Total Available Funds: 57
| Investment Option List |
|---|
| TIAA Investments TIAA Cref Lifecycle Index 2055 Fund (TTRLX) |
| Vanguard Vanguard |
| TIAA Investments TIAA Cref Lifecycle Index 2050 Fund (TFTIX) |
| JP Morgan JP Morgan Large-Cap Growth Fund (SNIGX) |
| TIAA Investments TIAA Cref Lifecycle Index 2045 Fund (TTFIX) |
| TIAA Investments TIAA Cref Lifecycle Index 2060 Fund (TLXHX) |
| Vanguard Mid-Cap (VIMSX) |
| Vanguard Small-Cap (VISVX) |
| TIAA Investments TIAA Cref Lifecycle Index 2040 Fund (TCLOX) |
| Vanguard FTSE All World Ex-US (VFWIX) |
| Baird Baird Core Plus Bond Fund (BCOIX) |
| TIAA Investments TIAA Cref Lifecycle Index 2035 Fund (TCLRX) |
| TIAA Investments TIAA Cref Lifecycle Index 2030 Fund (TCLNX) |
| MFS Investment MFS Mid-Cap Value Fund (MCVIX) |
| Vanguard Windsor II Fund (VWNFX) |
| TIAA Investments TIAA Cref Lifecycle Index 2065 Fund (TFIHX) |
| Vanguard Balance |
| American Funds New World Fund (HVWBX) |
| BlackRock Investments Blackrock High Yield Bond Fund (BHYIX) |
| TIAA Investments TIC Lifecycle Index Ret Inc Fund |
| MFS Investment MFS International Growth Fund (MQGIX) |
| Lord Abbett Short Duration Income Fund (LLDYX) |
| TIAA Investments TIAA Cref Lifecycle Index 2025 Fund (TCLFX) |
| JP Morgan JP Morgan Mid-Cap Growth Fund (DGRDX) |
| TIAA Investments TIAA Cref Lifecycle Index 2015 Fund (TCLIX) |
| TIAA Investments TIAA Cref Lifecycle Index 2010 Fund (TCLEX) |
| various dates through August |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| NUVEEN LC INDEX 2050 R6 |
| VANGUARD MID CAP INDEX – ADM (VIMSX) |
| JPMORGAN LARGE CAP GROWTH R6 (SEEGX) |
| VANGUARD 500 INDEX FUND – ADM (VFINX) |
| JPMORGAN MID CAP GROWTH R6 (HLGEX) |
| MFS MID CAP VALUE FUND – R6 (MVCKX) |
| VAN FTSE ALL WLD EX US IDX ADM (VFWIX) |
| NUVEEN LC INDEX 2035 R6 |
| NUVEEN LC INDEX 2040 R6 |
| BAIRD CORE PLUS BOND INSTL (VCPSX) |
| NUVEEN LC INDEX 2030 R6 |
| NUVEEN LC INDEX 2020 R6 |
| NUVEEN LC INDEX 2055 R6 |
| VANGUARD FEDERAL MM INV (VDMIX) |
| NUVEEN LC INDEX 2065 R6 |
| VANGUARD WINDSOR II FD- ADM (VWNFX) |
| VANGUARD BAL IDX – ADM |
| AMERICAN FUNDS NEW WORLD R6 (HVWBX) |
| NUVEEN LC INDEX 2025 R6 |
| NUVEEN LC INDEX 2045 R6 |
| NUVEEN LC INDEX 2060 R6 |
| NUVEEN LC INDEX 2010 R6 |
| VANGUARD SMALL CAP INDEX ADMRL (VISVX) |
| LORD ABBETT SHORT DUR INC R6 (LLDYX) |
| NUV LIFECYCLE IDX RET INC R6 |
| NUVEEN LC INDEX 2015 R6 |
| MFS INTERNATIONAL GROWTH R6 (MQGIX) |
| BLACKROCK HIGH YIELD K (BHYIX) |
Investment model portfolios
We provide two types of investment model portfolios for THE CHALLENGER 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THE CHALLENGER 401(K) PLAN