Investment options of THE BUCKLEY SCHOOL DEFINED CONTRIBUTION PLAN
Total Available Funds: 57
| Investment Description |
|---|
| TIAA and CREF Lifecycle Index 2015 |
| TIAA and CREF Lifecycle Index 2020 |
| TIAA and CREF Lifecycle Index 2025 |
| TIAA and CREF Lifecycle Index 2030 |
| TIAA and CREF Lifecycle Index 2035 |
| TIAA and CREF Lifecycle Index 2040 |
| TIAA and CREF Lifecycle Index 2045 |
| TIAA and CREF Lifecycle Index 2050 |
| TIAA and CREF Lifecycle Index 2055 |
| TIAA and CREF Lifecycle Index 2060 |
| TIAA and CREF Lifecycle Index 2065 |
| TIAA and CREF Lifecycle Index |
| TIAA and CREF Large-Cap Growth |
| TIAA and CREF International Equity Index |
| TIAA and CREF Large-Cap Value Index |
| American Funds Washington Mutual Inv R6 |
| American Funds Europacific Growth Fund R6 |
| Columbia Mid-Cap Index Instl |
| Columbia Small Cap Index Instl |
| JPMorgan US Research Enhanced Equity I |
| Vanguard 500 Index Adm |
| Vanguard Inflation Protected Securities Adm |
| Vanguard Balanced Index Inst |
| Vanguard Growth Index Adm |
| Vanguard REIT Index Adm |
| Vanguard Emerging Markets Stock Index Adm |
| CREF Stock R2 |
| CREF Social Choice R2 |
| CREF Core Bond Market R2 |
| CREF Global Equities R2 |
| CREF Growth R2 |
| CREF Equity Index R2 |
| CREF Inflation-Linked Bond R2 |
| TIAA Access Lifecycle 2010 T4 |
| TIAA Access Lifecycle 2025 T4 |
| TIAA Access Lifecycle 2030 T4 |
| TIAA Access Lifecycle 2035 T4 |
| TIAA Access Lifecycle 2040 T4 |
| TIAA Access Lifecycle 2045 T4 |
| TIAA Access Lifecycle 2050 T4 |
| TIAA Access Core Bond T4 |
| TIAA Access Core Bond Plus T4 |
| TIAA Access Inflation-Linked Bond T4 |
| TIAA Access Growth & Income T4 |
| TIAA Access T-C Equity Index T4 |
| TIAA Access International Equity T4 |
| TIAA Access Large-Cap Growth T4 |
| TIAA Access Large-Cap Value T4 |
| TIAA Access Mid-Cap Growth T4 |
| TIAA Access Mid-Cap Value T4 |
| TIAA Access Small-Cap Blend Index T4 |
| TIAA Access Quant Small-Cap Equity T4 |
| TIAA Access Social Choice Equity T4 |
| TIAA Traditional Nonbenefit Responsive |
| TIAA Traditional Benefit Responsive |
| TIAA Plan Loan Default Fund |
| Rates from 4.25% – 9.50% – |
Investment model portfolios
We provide two types of investment model portfolios for THE BUCKLEY SCHOOL DEFINED CONTRIBUTION PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THE BUCKLEY SCHOOL DEFINED CONTRIBUTION PLAN