Investment options of THE ALL COMPANIES 401(K) PLAN
Total Available Funds: 27
Investment Description |
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AB DISCOVERY GROWTH I FUND |
AMERICAN CENTURY STRATEGIC ALLOCATION CONSERVATIVE INVESTMENT FUND |
AMERICAN CENTURY STRATEGIC ALLOCATION AGGRESSIVE INVESTMENT FUND |
AMERICAN FUNDS AMERICAN BALANCED R6 FUND |
AMERICAN FUNDS EUROPACIFIC GROWTH R6 FUND |
COHEN & STEERS REAL ESTATE SECURITIES Z FUND |
DFA EMERGING MARKETS SMALL CAP I FUND |
DFA US LARGE CAP VALUE I FUND |
DFA US TARGETED VALUE I FUND |
DODGE & COX INCOME FUND |
HARBOR CAPITAL APPRECIATION - INSTITUTIONAL FUND |
INVESTSCO GLOBAL Y FUND |
JPMORGAN MID CAP VALUE L FUND |
PARNASSUS CORE EQUITY - INSTITUTIONAL FUND |
PIMCO GNMA - INSTITUTIONAL FUND |
PIMCO INCOME - INSTITUTIONAL FUND |
PRINCIPAL SMALLCAP GROWTH I R6 FUND |
T. ROWE PRICE 2010 FUND |
T. ROWE PRICE 2020 FUND |
T. ROWE PRICE 2030 FUND |
T. ROWE PRICE 2040 FUND |
T. ROWE PRICE 2050 FUND |
T. ROWE PRICE 2060 FUND |
THOMPSON BOND FUND |
VANGUARD 500 INDEX FUND - ADMIRAL FUND |
VANGUARD MID CAP INDEX FUND - ADMIRAL FUND |
VANGUARD SMALL CAP INDEX FUND - ADMIRAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for THE ALL COMPANIES 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THE ALL COMPANIES 401(K) PLAN