Investment options of THALES INCENTIVE 401K SAVINGS PLAN
Total Available Funds: 30
| Investment Description |
|---|
| VANGUARD VALUE INDEX INST MUTUAL FUND |
| DFA EMERGING MARKETS I MUTUAL FUND |
| DFA US SMALL CAP VALUE MUTUAL FUND |
| LOOMIS SMALL CAP GROW TH MUTUAL FUND |
| VANGUARD INFLATION PROTECTED ADM MUTUAL FUND |
| FEDERATED TOTAL RETURN BOND MUTUAL FUND |
| TA INTERNATIONAL EQUITY MUTUAL FUND |
| FIDELITY BALANCED K MUTUAL FUND |
| FIDELITY EXT MARKET INDEX MUTUAL FUND |
| FIDELITY DIVERSIFIED INTERNATIONAL K MUTUAL FUND |
| FIDELITY US BOND INDEX MUTUAL FUND |
| FIDELITY GLOBAL EX US INDEX MUTUAL FUND |
| FIDELITY SPARTAN 500 INDEX INST MUTUAL FUND |
| C&S INST REALTY SHS COMMON COLLECTIVE TRUST |
| FIDELITY FREEDOM BLEND INCOME COMMON COLLECTIVE TRUST |
| FIDELITY FREEDOM BLEND 2005 COMMON COLLECTIVE TRUST |
| FIDELITY FREEDOM BLEND 2010 COMMON COLLECTIVE TRUST |
| FIDELITY FREEDOM BLEND 2015 COMMON COLLECTIVE TRUST |
| FIDELITY FREEDOM BLEND 2020 COMMON COLLECTIVE TRUST |
| FIDELITY FREEDOM BLEND 2025 COMMON COLLECTIVE TRUST |
| FIDELITY FREEDOM BLEND 2030 COMMON COLLECTIVE TRUST |
| FIDELITY FREEDOM BLEND 2035 COMMON COLLECTIVE TRUST |
| FIDELITY FREEDOM BLEND 2040 COMMON COLLECTIVE TRUST |
| FIDELITY FREEDOM BLEND 2045 COMMON COLLECTIVE TRUST |
| FIDELITY FREEDOM BLEND 2050 COMMON COLLECTIVE TRUST |
| FIDELITY FREEDOM BLEND 2055 COMMON COLLECTIVE TRUST |
| FIDELITY FREEDOM BLEND 2060 COMMON COLLECTIVE TRUST |
| FIDELITY FREEDOM BLEND 2065 COMMON COLLECTIVE TRUST |
| FIDELITY MANAGED INCOME PORTFOLIO COMMON COLLECTIVE TRUST |
| FIDELITY GROW TH CO. POOL COMMON COLLECTIVE TRUST |
Investment model portfolios
We provide two types of investment model portfolios for THALES INCENTIVE 401K SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THALES INCENTIVE 401K SAVINGS PLAN