Investment options of TENACRE FOUNDATION 401K PLAN
Total Available Funds: 36
| Investment Option List |
|---|
| Ariel Investments, LLC Ariel Appreciation Fund (CAAPX) |
| Calvert Investment Calvert Balanced Fund A (CSIFX) |
| Calvert Investments Calvert Income Fund A (CINCX) |
| Calvert Investment Calvert International Opportunities I (COIIX) |
| Capital Research and American Funds Bond Fund of America R6 (FBOFX) |
| Capital Research and American Funds Capital World Growth & (CDWAX) |
| Capital Research and American Funds Growth Fund of America R6 (FAFGX) |
| Capital Research and American Funds Inc. Fund of America R6 (FFIFX) |
| Capital Research and American Funds Washington Mutual R6 (FWMMX) |
| Columbia Management Columbia Acorn A (ACFFX) |
| Dodge & Cox Funds Dodge & Cox International Stock Fund (DODFX) |
| Gabelli Funds Gabelli ESG Fund I (SRIDX) |
| Harbor Capital Advisors Harbor International Investor Fund (ACIFX) |
| Parnassus Investments Parnassus Core Equity Investor Fund (PRBLX) |
| Parnassus Investments Parnassus Mid Cap Fund (PARMX) |
| Pax World Investments Pax Global Environmental Markets Fund (PGINX) |
| PIMCO Dynamic Bond A (PFNUX) |
| Towle & Co. Towle Deep Value Fund (TDVFX) |
| Vanguard Group Vanguard 500 Index Investor Fund (VFINX) |
| Vanguard Group Vanguard Equity Income Fund (VEIPX) |
| Vanguard Group Vanguard High Yield Corporate Fund (VWEHX) |
| Vanguard Group Vanguard Small-Cap Growth (VISGX) |
| Vanguard Group Vanguard Target Retirement 2020 Fund (VTWNX) |
| Vanguard Group Vanguard Target Retirement 2025 Fund (VTTVX) |
| Vanguard Group Vanguard Target Retirement 2030 Fund (VTHRX) |
| Vanguard Group Vanguard Target Retirement 2035 Fund (VTTHX) |
| Vanguard Group Vanguard Target Retirement 2040 Fund (VFORX) |
| Vanguard Group Vanguard Target Retirement 2045 Fund (VTIVX) |
| Vanguard Group Vanguard Target Retirement 2050 Fund (VFIFX) |
| Vanguard Group Vanguard Target Retirement 2055 Fund (VFFVX) |
| Vanguard Group Vanguard Target Retirement 2060 Fund (VTTSX) |
| Vanguard Group Vanguard Target Retirement 2065 Fund (VSXFX) |
| Vanguard Group Vanguard Target Retirement 2070 Fund (VSVNX) |
| Vanguard Group Vanguard Target Retirement Income Fund (VTINX) |
| Vanguard Group Vanguard Wellesley Income Fund (VWIAX) |
| Participants maturity dates through |
Investment model portfolios
We provide two types of investment model portfolios for TENACRE FOUNDATION 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TENACRE FOUNDATION 401K PLAN