Investment options of TEEL RETIREMENT PLAN
Total Available Funds: 25
| Investment Description |
|---|
| Allspring Discovery SMID Cap Growth Fund A N/R |
| Baird Core Plus Bond Inst N/R |
| Dodge & Cox Stock I N/R |
| Federated Hermes Kaufmann Small Cap R Fund N/R |
| Fidelity 500 Index N/R |
| Janus Henderson Global Research I N/R |
| John Hancock Disciplined Value Mid Cap A N/R |
| JP Morgan Core Bond R6 N/R |
| Vanguard Emerging Mkts Stock Idx Adm N/R |
| Vanguard Inter-Term Treasury Ind Admiral N/R |
| Vanguard Mid Cap Index Fund – Admiral N/R |
| Vanguard Small Cap Index Adm N/R |
| Vanguard Small Cap Value Index Admiral N/R |
| Great Gray T.Rowe Price Ret 2015 Tr R1 N/R |
| Great Gray T.Rowe Price Ret 2020 Tr R1 N/R |
| Great Gray T.Rowe Price Ret 2025 Tr R1 N/R |
| Great Gray T.Rowe Price Ret 2030 Tr R1 N/R |
| Great Gray T.Rowe Price Ret 2035 Tr R1 N/R |
| Great Gray T.Rowe Price Ret 2040 Tr R1 N/R |
| Great Gray T.Rowe Price Ret 2045 Tr R1 N/R |
| Great Gray T.Rowe Price Ret 2050 Tr R1 N/R |
| Great Gray T.Rowe Price Ret 2055 Tr R1 N/R |
| Great Gray T.Rowe Price Ret 2060 Tr R1 N/R |
| Great Gray T.Rowe Price Ret 2065 Tr R1 N/R |
| Great Gray Large Cap Growth Fund II Fee Class R1 N/R |
Investment model portfolios
We provide two types of investment model portfolios for TEEL RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TEEL RETIREMENT PLAN