Investment options of Teco Westinghouse Motor Company 401 K Employee Savings Plan
Total Available Funds: 28
Investment Description |
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VANGUARD REAL EST IDX ADM |
VANGUARD 500 INDEX FUND |
VANGUARD TOTAL BOND MARKET INDEX FUND |
VANGUARD EQUITY-INCOME FUND |
VANGUARD SMALL-CAP INDEX FUND |
VANGUARD MID-CAP INDEX FUND |
VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND |
MFS MID CAP VALUE FUND CLASS R6 |
METROPOLITAN WEST TOTAL RETURN BOND FUND |
MFS NEW DISCOVERY VALUE FUND CLASS R6 |
FID GOVT MMKT K6 |
FIDELITY FREEDOM INDEX 2005 PREMIUM CLASS |
FIDELITY FREEDOM INDEX 2010 PREMIUM CLASS |
FIDELITY FREEDOM INDEX 2015 PREMIUM CLASS |
FIDELITY FREEDOM INDEX 2020 PREMIUM CLASS |
FIDELITY FREEDOM INDEX 2025 PREMIUM CLASS |
FIDELITY FREEDOM INDEX 2030 PREMIUM CLASS |
FIDELITY FREEDOM INDEX 2035 PREMIUM CLASS |
FIDELITY FREEDOM INDEX 2040 PREMIUM CLASS |
FIDELITY FREEDOM INDEX 2045 PREMIUM CLASS |
FIDELITY FREEDOM INDEX 2050 PREMIUM CLASS |
FIDELITY FREEDOM INDEX 2055 PREMIUM CLASS |
FIDELITY FREEDOM INDEX 2060 PREMIUM CLASS |
FIDELITY FREEDOM INDEX 2065 PREMIUM CLASS |
GALLIARD STABLE RETURN C |
MFS GROWTH EQUITY 2 |
MFS MID CAP GROWTH 2 |
AB US SM CAP GRTH S |
Investment model portfolios
We provide two types of investment model portfolios for Teco Westinghouse Motor Company 401 K Employee Savings Plan participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for Teco Westinghouse Motor Company 401 K Employee Savings Plan