Investment options of TECHSTARS 401(K) PLAN
Total Available Funds: 27
| Investment Description |
|---|
| Contract; 1.41% |
| ranging from 4.25% to 9.50% |
| 1LIRKX 87,527.59 |
| 1LINKX 503,358.38 |
| 1LIJKX 292,150.42 |
| 1LIKKX 546,295.30 |
| 1LIHKX 168,622.33 |
| 1LIPKX 448,286.61 |
| 1LIVKX 315,340.43 |
| 1LIZKX 210,662.22 |
| 1LIWKX 120,427.91 |
| 1MWEMX 57,774.68 |
| 1MDIZX 71,483.00 |
| 1FSRNX 7,816.32 |
| 1GTTUX 7,975.68 |
| 1JVTSX 14,908.95 |
| 1AMDVX 8,787.83 |
| 1BRMKX 54,994.85 |
| 1JDMNX 60,602.00 |
| 1APGZX 127,460.13 |
| 1WFSPX 207,013.78 |
| 1OIEJX 49,789.28 |
| 1JABNX 20,288.59 |
| 1WFBIX 27,122.70 |
| 1PTRQX 76,696.32 |
| 1KGPF 1.450 30,456.81 |
| FORFEITURES 20,211.66 |
Investment model portfolios
We provide two types of investment model portfolios for TECHSTARS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TECHSTARS 401(K) PLAN