Investment options of TECHFORCE TELECOM INC 401K
Total Available Funds: 24
| Investment Description |
|---|
| Vanguard Small Cap Index Admiral $ – |
| Vanguard St Invmt Grade Adm Cl – |
| Fidelity International Index Fund – |
| JP Morgan JPMorgan Large Cap Growth Fund – |
| T Rowe Price T Rowe Price Cap Appreciation – |
| Vanguard 500 Index Admiral Fun – |
| Vanguard Growth Index Adm – |
| Vanguard Equity Income Adm – |
| Vanguard Midcap Index Adm Sh – |
| Vanguard High Yield Corporate – |
| Fidelity Government Money Mkt Fund – |
| JP Morgan JPMorgan Core Bond R6 – |
| Vanguard Wellesley Income Investor Shares – |
| Vanguard Developed Markets Index Fund – |
| Fidelity Interm Trs Bd Index – |
| JP Morgan JPMorgan Short Duration Bond Fund R6 – |
| MFS International Equity Fund – |
| DFA Intl Value – |
| DFA Us Small Cap I – |
| JP Morgan JPMorgan Us Equity Fund Class R6 – |
| MFS Growth R6 – |
| Thrivent Thrivent Large Cap Value Fund Class S – |
| Vanguard Dividend Growth – |
| PIMCO Income Instl – |
Investment model portfolios
We provide two types of investment model portfolios for TECHFORCE TELECOM INC 401K participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TECHFORCE TELECOM INC 401K