Investment options of TEAMWORK SERVICES 401(K) & PROFIT SHARING PLAN
Total Available Funds: 24
| Investment Option List |
|---|
| American Funds New World Fund (R6) (HVWBX) |
| Dodge & Cox Dodge & Cox Global Bond Fund (DODLX) |
| Fidelity Fidelity |
| Fidelity Freedom Index 2020 Fund (Prem) (FFFDX) |
| Fidelity Freedom Index 2025 Fund (Prem) (FFTWX) |
| Fidelity Freedom Index 2030 Fund (Prem) (FFFEX) |
| Fidelity Freedom Index 2035 Fund (Prem) (FFTHX) |
| Fidelity Freedom Index 2040 Fund (Prem) (FFFFX) |
| Fidelity Freedom Index 2045 Fund (Prem) (FFFGX) |
| Fidelity Freedom Index 2050 Fund (Prem) (FFFHX) |
| Fidelity Freedom Index 2055 Fund (Prem) (FDEWX) |
| Fidelity Freedom Index 2060 Fund (Prem) (FDKNX) |
| Fidelity Freedom Index 2065 Fund (Prem) (FAXDX) |
| Fidelity Freedom Index Income (Prem) (FFFAX) |
| Fidelity International (FDIVX) |
| Fidelity Mid Cap (FIIMX) |
| Fidelity Small Cap (FSISX) |
| Fidelity US Bond (FSHBX) |
| JP Morgan JPMorgan Large Cap Growth Fund (R6) (SEEGX) |
| JP Morgan JPMorgan US Value Fund (R6) (JTVAX) |
| MFS International Diversification (R6) (MDIJX) |
| PGIM PGIM High Yield Fund (R6) (PHYEX) |
| SEI Trust Company Cohen & Steers U.S. Realty CIT P |
| Gray Trust Company Pioneer Bond Trust CL R1 |
Investment model portfolios
We provide two types of investment model portfolios for TEAMWORK SERVICES 401(K) & PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TEAMWORK SERVICES 401(K) & PROFIT SHARING PLAN