Investment options of TEAMSTERS LOCAL 957 401(K) PLAN
Total Available Funds: 48
| Investment Description |
|---|
| Clearbridge Appreciation Registered investment company |
| SMID – Cap Fund Registered investment company |
| Fidelity 500 Index Registered investment company |
| Emerging Markets Registered investment company |
| Fidelity International Index Registered investment company |
| Fidelity Mid Cap Index Registered investment company |
| Fidelity Small Cap Index Registered investment company |
| Janus Henderson Triton Registered investment company |
| Diversification Fund Registered investment company |
| PGIM Jennison Growth Registered investment company |
| Pioneer Strategic Income Registered investment company |
| Victory RS Partners Registered investment company |
| T Rowe Price Retirement Blend 2020 Common/collective trust |
| T Rowe Price Retirement Blend 2025 Common/collective trust |
| T Rowe Price Retirement Blend 2030 Common/collective trust |
| T Rowe Price Retirement Blend 2035 Common/collective trust |
| T Rowe Price Retirement Blend 2040 Common/collective trust |
| T Rowe Price Retirement Blend 2045 Common/collective trust |
| T Rowe Price Retirement Blend 2050 Common/collective trust |
| T Rowe Price Retirement Blend 2055 Common/collective trust |
| T Rowe Price Retirement Blend 2060 Common/collective trust |
| T Rowe Price Retirement Blend 2065 Common/collective trust |
| Maturing through July 2038 |
| 1TRB20A 292,151.51 |
| 1TRB25A 779,239.50 |
| 1TRB30A 1,057,768.32 |
| 1TRB35A 1,865,741.08 |
| 1TRB40A 446,566.17 |
| 1TRB45A 751,875.11 |
| 1TRB50A 550,329.05 |
| 1TRB55A 137,213.81 |
| 1TRB60A 293,801.08 |
| 1TRB65A 174,353.44 |
| 1FZAEX 22,061.32 |
| 1FSPSX 60,334.40 |
| 1MDIZX 77,773.56 |
| 1FSSNX 15,824.21 |
| 1JGMNX 7,146.51 |
| 1RPPRX 13,227.56 |
| 1ERASX 14,949.34 |
| 1FSMDX 45,589.06 |
| 1LMESX 21,775.09 |
| 1FXAIX 121,187.80 |
| 1PJFQX 20,583.06 |
| 1MRBKX 122,805.17 |
| 1STRKX 59,352.00 |
| 1S7101A 1,115,758.94 |
| FORFEITURES 21,963.84 |
Investment model portfolios
We provide two types of investment model portfolios for TEAMSTERS LOCAL 957 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TEAMSTERS LOCAL 957 401(K) PLAN