Investment options of TAYLOR MADE EMPLOYEES SAVINGS RETIREMENT PROGRAM
Total Available Funds: 29
| Investment Description |
|---|
| ALLIANCEBERNSTEIN AB US LARGE CAP GROWTH CIT |
| INVESCO INVESCO CORE FIXED INCOME TRUST |
| MANNING & NAPIER MANNING & NAPIER DISC VAL CIT |
| PIONEER PIONEER MD CAP GROWTH PORT R1 |
| PRINCIPAL BANK PRINCIPAL LIFETIME HYB 2010 Z |
| PRINCIPAL BANK PRINCIPAL LIFETIME HYB 2015 Z |
| PRINCIPAL BANK PRINCIPAL LIFETIME HYB 2020 Z |
| PRINCIPAL BANK PRINCIPAL LIFETIME HYB 2025 Z |
| PRINCIPAL BANK PRINCIPAL LIFETIME HYB 2030 Z |
| PRINCIPAL BANK PRINCIPAL LIFETIME HYB 2035 Z |
| PRINCIPAL BANK PRINCIPAL LIFETIME HYB 2040 Z |
| PRINCIPAL BANK PRINCIPAL LIFETIME HYB 2045 Z |
| PRINCIPAL BANK PRINCIPAL LIFETIME HYB 2050 Z |
| PRINCIPAL BANK PRINCIPAL LIFETIME HYB 2055 Z |
| PRINCIPAL BANK PRINCIPAL LIFETIME HYB 2060 Z |
| PRINCIPAL BANK PRINCIPAL LIFETIME HYB 2065 Z |
| PRINCIPAL BANK PRINCIPAL LIFETIME HYB INCM Z |
| AMCENT AMCENT MID CAP VALUE R6 |
| AMERICAN FUNDS NEW PERSPECTIVE FUND R6 |
| AMERICAN FUNDS EUROPACIFIC GROWTH FUND R6 |
| FIDELITY FIDELITY 500 INDEX |
| FIDELITY SPARTAN INTERNATIONAL INDEX FUND |
| FIDELITY FIDELITY MID CAP INDEX |
| FIDELITY FIDELITY SMALL CAP INDEX |
| FIDELITY FIDELITY US BOND INDEX |
| GOLDMAN GOLDMAN SACHS SMALL CAP VAL INDEX |
| JANUS JANUS HENDERSON TRITON |
| JP MORGAN JP MORGAN US EQUITY R6 |
| MORLEY STABLE VALUE FUND |
Investment model portfolios
We provide two types of investment model portfolios for TAYLOR MADE EMPLOYEES SAVINGS RETIREMENT PROGRAM participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TAYLOR MADE EMPLOYEES SAVINGS RETIREMENT PROGRAM