Investment options of TAPE 401(K) PLAN
Total Available Funds: 32
| Investment Description |
|---|
| iShares Core US Aggregate Bond Fund |
| Vanguard Mega Cap Fund |
| iShares Core High Dividend Fund |
| Touchstone Small Cap Value Institutional Fund |
| iShares Core S&P 500 Fund |
| Driehaus Small Cap Growth Institutional Fund |
| Causeway International Small Cap Fund |
| iShares Core 1-5 Year USD Bond Fund |
| Brandywine Global High Yield Fund |
| Nuveen Real Asset Income Fund |
| iShares Core S&P Mid–Cap Fund |
| RiverPark Strategic Income Institutional Fund |
| Driehaus Event Driven Fund |
| JPMorgan Strategic Income Opportunities Fund |
| DoubleLine Low Duration Emerging Markets Fixed Income Fund |
| Palm Valley Capital Fund Investor Fund |
| Touchstone Mid Cap Institutional Fund |
| iShares Core Dividend Growth Fund |
| iShares Core S&P Small-Cap Fund |
| BNY Mellon Natural Resources Fund |
| William Blair Large Cap Growth Fund |
| American Funds Europacific Growth Fund |
| iShares North American Natural Resources Fund |
| JPMorgan High Yield Fund |
| DoubleLine Low Duration Bond Fund |
| Baron Emerging Markets Retail Fund |
| MFS Value Fund |
| iShares Core MSCI Emerging Markets Fund |
| Bloomberg Barclays High Yield Bond Fund |
| Fuller & Thaler Behavioral Small Cap Equity Fund |
| Charles Schwab Personal Choice Retirement Account Fund |
| 10.50%, collateralized by participant accounts |
Investment model portfolios
We provide two types of investment model portfolios for TAPE 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TAPE 401(K) PLAN