Investment options of TANNER ADVANTAGE 401(K) PLAN
Total Available Funds: 27
| Investment Description |
|---|
| Fidelity 500 Index Fund, 220,248 shares |
| Fidelity Extended Market Index, 26,626 shares |
| Fidelity Global ex U.S. Index Fund, 79,871 shares |
| Fidelity U.S. Bond Index Fund, 189,531 shares |
| Fidelity Gov Market K6, 66,674 shares |
| JP Morgan Mid cap Value L, 147,336 shares |
| R6, 89,199 shares |
| Mass Mutual Mid Cap Growth Fund Class, I, 625,955 shares |
| Vanguard Explorer Adm, 48,317 shares |
| Victory Capital Victory S SMCO OP R6, 74,145 shares |
| MFS Lrg Cap Value CT, 589,069 shares |
| 1,342,260 shares |
| Great Gray Trust EuroPacific Growth Trust CT, 479,317 shares |
| 403,565 shares |
| Vanguard Target Retirement 2020 Fund,193,926 shares |
| Vanguard Target Retirement 2025 Fund, 507,506 shares |
| Vanguard Target Retirement 2030 Fund, 594,827 shares |
| Vanguard Target Retirement 2035 Fund, 756,498 shares |
| Vanguard Target Retirement 2040 Fund, 657,115 shares |
| Vanguard Target Retirement 2045 Fund, 556,247 shares |
| Vanguard Target Retirement 2050 Fund, 476,119 shares |
| Vanguard Target Retirement 2055 Fund, 279,050 shares |
| Vanguard Target Retirement 2060 Fund, 231,042 shares |
| Vanguard Target Retirement 2065 Fund, 149,513 shares |
| Vanguard Target Retirement 2070 Fund, 13,863 shares |
| 80,636 shares |
| Participants 9.50%) |
Investment model portfolios
We provide two types of investment model portfolios for TANNER ADVANTAGE 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TANNER ADVANTAGE 401(K) PLAN