Investment options of TALOS ENERGY 401(K) PLAN
Total Available Funds: 28
| Investment Description |
|---|
| FIDELITY GOVERNMENT MONEY MARKET FUND |
| FIDELITY BROKERAGELINK UNIT PARTICIPATION-DIRECTED BROKERAGE ACCOUNTS |
| FIDELITY BROKERAGELINK EXTERNAL FUND PARTICIPATION-DIRECTED BROKERAGE ACCOUNTS |
| FIDELITY BROKERAGELINK CASH PARTICIPATION-DIRECTED BROKERAGE ACCOUNTS |
| FIDELITY BROKERAGELINK COMMON STOCK PARTICIPATION-DIRECTED BROKERAGE ACCOUNTS |
| T. ROWE PRICE U. S. EQUITY RESEARCH FUND I CLASS |
| MANNING & NAPIER RAINIER INTERNATIONAL DISCOVERY SERIES CLASS W |
| AMERICAN FUNDS U. S. GOVERNMENT SECURITIES FUND CLASS R-6 |
| VANGUARD SHORT-TERM INVESTMENT GRADE FUND ADMIRAL SHARES |
| VANGUARD BALANCED INDEX ADMIRAL SHARES |
| VANGUARD INTERMEDIATE-TERM BOND INDEX FUND ADMIRAL SHARES |
| VANGUARD FINANCIALS INDEX FUND ADMIRAL SHARES |
| VANGUARD SMALL-CAP VALUE INDEX ADMIRAL SHARES |
| VANGUARD MID-CAP GROWTH INDEX FUND ADMIRAL SHARES |
| VANGUARD INFORMATION TECHNOLOGY INDEX FUND ADMIRAL SHARES |
| VANGUARD MATERIALS INDEX FUND ADMIRAL SHARES |
| VANGUARD HEALTH CARE INDEX FUND ADMIRAL SHARES |
| VANGUARD MID-CAP VALUE INDEX FUND ADMIRAL SHARES |
| VANGUARD VALUE INDEX FUND ADMIRAL SHARES |
| VANGUARD GROWTH INDEX FUND ADMIRAL SHARES |
| VANGUARD INTERNATIONAL GROWTH FUND ADMIRAL SHARES |
| VOYA INTERMEDIATE BOND R6 |
| FIDELITY NASDAQ COMPOSITE INDEX |
| FIDELITY CONTRAFUND K6 |
| FIDELITY MID-CAP STOCK K6 |
| FIDELITY 500 INDEX |
| FIDELITY SMALL-CAP INDEX |
| T. ROWE PRICE U. S. EQUITY RESEARCH FUND I CLASS |
Investment model portfolios
We provide two types of investment model portfolios for TALOS ENERGY 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TALOS ENERGY 401(K) PLAN