Investment options of TACK 401K PLAN
Total Available Funds: 52
| Investment Description |
|---|
| AMF Growth Fund Of America R6 N/A |
| Fidelity Freedom Index 2015 Premier Fund N/A |
| Fidelity Freedom Index 2040 Premier Fund N/A |
| Fidelity Freedom Index 2045 Premier Fund N/A |
| Fidelity Freedom Index 2050 Premier Fund N/A |
| Fidelity Freedom Index 2030 Premier Fund N/A |
| Fidelity Freedom Index 2060 Premier Fund N/A |
| Fidelity Freedom Index 2020 Premier Fund N/A |
| Fidelity Freedom Index Income Premier Fund N/A |
| Fidelity Freedom Index 2025 Premier Fund N/A |
| Fidelity Freedom Index 2065 Premier Fund N/A |
| Fidelity Freedom Index 2055 Premier Fund N/A |
| Fidelity Freedom Index 2035 Premier Fund N/A |
| Janus Henderson Henderson Triton Fund N Jund N/A |
| JP Morgan Equity Income Fund R6 N/A |
| Nuveen Smallcap Blend Index R6 Fund N/A |
| State Street Equity 500 Index K Fund N/A |
| T.Rowe Price Price Dividend Growth I Fund N/A |
| T.Rowe Price Overseas Stock Tund N/A |
| Vanguard Small Cap Index Admiral Fund N/A |
| Vanguard Mid Cap Index – Admiral Fund N/A |
| Vanguard Small Cap Value Index Admiral Fund N/A |
| 5.25% – 10.50% |
| American Funds High-Income Trust Fund N/A |
| DFA US Large Cap Growh Institutional Fund N/A |
| Synergy Asset Management Sailboat Aggressive Fund N/A |
| Synergy Asset Management Sailboat Conservative Fund N/A |
| State Street Global Advisors State Street Hedged International Fund N/A |
| T. Rowe Price Global Multi-Sector Bond Fund I Fund N/A |
| Vanguard Explorer Fund Admiral Shares Fund N/A |
| Vanguard Malvern Funds Admiral Fund N/A |
| Vanguard Mid-Cap Growth Index Fund N/A |
| Vanguard Target Retirement 2025 Fund N/A |
| Vanguard Target Retirement 2030 Fund N/A |
| Vanguard Target Retirement 2035 Fund N/A |
| Vanguard Target Retirement 2040 Fund N/A |
| Vanguard Target Retirement 2045 Fund N/A |
| Vanguard Target Retirement 2050 Fund N/A |
| Vanguard Target Retirement 2055 Fund N/A |
| Vanguard Target Retirement 2060 Fund N/A |
| Vanguard Target Retirement 2065 Fund N/A |
| Vanguard Target Retirement Income Fund N/A |
| State Street Global Advisors Energy Select Sector SPDR ETF N/A |
| Invesco S&P 500 Top 50 ETF N/A |
| Invesco S&P Mid Cap 400 Revenue ETF N/A |
| Invesco S&P MidCap Pure ETF N/A |
| Invesco S&P MidCap Quality ETF N/A |
| iShares (Blackrock) Emerging Markets Equity Factor ETF N/A |
| Schwab Short-Term US Treasury ETF N/A |
| State Street Global Advisors Technology Select Sector SPDR ETF N/A |
| Vanguard International Dividend Appreciation ETF N/A |
| Note Receivable from Participants 4.25% – 9.50% |
Investment model portfolios
We provide two types of investment model portfolios for TACK 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TACK 401K PLAN