Investment options of SWICKARD AUTO GROUP RETIREMENT PLAN
Total Available Funds: 43
| Investment Option List |
|---|
| Vanguard 500 Index Admiral Shares of (VFINX) |
| Vanguard Equity Income Adm Shares of (VEIPX) |
| Vanguard International Growth Adm Shares of (VWILX) |
| Vanguard Small-Cap Value Index Adm Shares of (VISVX) |
| Vanguard Target Retirement 2020 Fund Shares of (VTWNX) |
| Vanguard Target Retirement 2025 Fund Shares of (VTTVX) |
| Vanguard Target Retirement 2030 Fund Shares of (VTHRX) |
| Vanguard Target Retirement 2035 Fund Shares of (VTTHX) |
| Vanguard Target Retirement 2040 Fund Shares of (VFORX) |
| Vanguard Target Retirement 2045 Fund Shares of (VTIVX) |
| Vanguard Target Retirement 2050 Fund Shares of (VFIFX) |
| Vanguard Target Retirement 2055 Fund Shares of (VFFVX) |
| Vanguard Target Retirement 2060 Fund Shares of (VTTSX) |
| Vanguard Target Retirement 2065 Fund Shares of (VSXFX) |
| Vanguard Target Retirement 2070 Fund Shares of (VSVNX) |
| Vanguard Target Retirement Income Fund Shares of (VTINX) |
| Allspring Special Mid Cap Value R6 Shares of (SMCDX) |
| American Beacon Large Cap Growth Z Shares of (LHGFX) |
| American Beacon Small Cap Growth Fund Shares of (STSIX) |
| American Funds New World R6 Shares of (HVWBX) |
| Brandywineglobal Corporate Credit IS Shares of (BCAAX) |
| Carillon Eagle Mid Cap Growth R6 Shares of (HRAYX) |
| DFA Inflation Protected Securities Port Shares of (DIPSX) |
| Fidelity Multi-Asset Index Fund Shares of (FAYZX) |
| Fidelity NASDAQ Composite Index Shares of (FNCMX) |
| Ishares Msci Eafe Intl Index Insstl Shares of (BTMGX) |
| Ishares Russell Mid-Cap Index K Shares of (IRGVX) |
| Ishares U.S. Aggregate Bond Index K Shares of (BMOPX) |
| Schwab Small Cap Index Shares of (SWSMX) |
| State Street GI All Cap Eq ex U.S. K Shares of |
| TIAA-CREF Large-Cap Value Idx Inst Shares of (TRVUX) |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| Vanguard (VFISX) |
| Carillon (CCAAX) |
| Allspring (WMSIX) |
| Fidelity (FDGFX) |
| American Funds (CMFCX) |
| BlackRock (PBAIX) |
| Brandywine (BWAFX) |
| State Street (SIVIX) |
| Participant's Loan Account |
| Ascensus Trust Company |
Investment model portfolios
We provide two types of investment model portfolios for SWICKARD AUTO GROUP RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SWICKARD AUTO GROUP RETIREMENT PLAN