Investment options of SUNRISE EXPRESS 401K PROFIT SHARING PLAN
Total Available Funds: 49
| Investment Description |
|---|
| Baird Core Plus Bond Fund Institutional Class Pooled Separate Account |
| DFA US Targeted Value Portfolio Institutional Class Pooled Separate Account |
| Fidelity US Bond Index Fund Pooled Separate Account |
| Fidelity 500 Index Fund Pooled Separate Account |
| Fidelity Freedom Index 2010 Fund-Institutional Premium Class Pooled Separate Account |
| Fidelity Freedom Index 2015 Fund-Institutional Premium Class Pooled Separate Account |
| Fidelity Freedom Index 2020 Fund-Institutional Premium Class Pooled Separate Account |
| Fidelity Freedom Index 2025 Fund-Institutional Premium Class Pooled Separate Account |
| Fidelity Freedom Index 2030 Fund-Institutional Premium Class Pooled Separate Account |
| Fidelity Freedom Index 2035 Fund-Institutional Premium Class Pooled Separate Account |
| Fidelity Freedom Index 2040 Fund-Institutional Premium Class Pooled Separate Account |
| Fidelity Freedom Index 2045 Fund-Institutional Premium Class Pooled Separate Account |
| Fidelity Freedom Index 2050 Fund-Institutional Premium Class Pooled Separate Account |
| Fidelity Freedom Index 2055 Fund-Institutional Premium Class Pooled Separate Account |
| Fidelity Freedom Index 2060 Fund-Institutional Premium Class Pooled Separate Account |
| Fidelity Freedom Index 2065 Fund-Institutional Premium Class Pooled Separate Account |
| Fidelity Mid Cap Index Fund Pooled Separate Account |
| Fidelity Small Cap Index Fund Pooled Separate Account |
| MFS International Growth Fund Class R6 Pooled Separate Account |
| Vanguard Equity Income Fund Admiral Shares Pooled Separate Account |
| Vanguard Explorer Fund Admiral Shares Pooled Separate Account |
| Voya Fixed Account Guaranteed Investment Contract |
| Notes receivable from participants Maturing between February |
| of 5.75% to 9.50% |
| AB Large Cap Grw Fnd Z Registered Investment Company |
| Baird Core Plus Bond Fund Ins Registered Investment Company |
| DFA US Targeted Vl Port Ins Registered Investment Company |
| Fid US Bd Id Fd Registered Investment Company |
| Fidelity 500 Index Fund Registered Investment Company |
| Fidelity Freedom In 2010 InstP Registered Investment Company |
| Fidelity Freedom In 2015 InstP Registered Investment Company |
| Fidelity Freedom In 2020 InstP Registered Investment Company |
| Fidelity Freedom In 2025 InstP Registered Investment Company |
| Fidelity Freedom In 2030 InstP Registered Investment Company |
| Fidelity Freedom In 2035 InstP Registered Investment Company |
| Fidelity Freedom In 2040 InstP Registered Investment Company |
| Fidelity Freedom In 2045 InstP Registered Investment Company |
| Fidelity Freedom In 2050 InstP Registered Investment Company |
| Fidelity Freedom In 2055 InstP Registered Investment Company |
| Fidelity Freedom In 2060 InstP Registered Investment Company |
| Fidelity Freedom In 2065 InstP Registered Investment Company |
| Fidelity Mid Cap Idx Fd Registered Investment Company |
| Fidelity Sm Cp Ind Fd Registered Investment Company |
| MFS International Grw Fund R6 Registered Investment Company |
| Vangrd Equity Income Fund Adm Registered Investment Company |
| Vangrd Explorer Fund Adm Registered Investment Company |
| Vangrd Federal Mny Mkt Fd Inv Registered Investment Company |
| Vangrd Tot Int Stk In F Adm Registered Investment Company |
| Voya Gv Mny Mkt F A (Hld Acct) Registered Investment Company |
Investment model portfolios
We provide two types of investment model portfolios for SUNRISE EXPRESS 401K PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SUNRISE EXPRESS 401K PROFIT SHARING PLAN