Investment options of SUNRISE ENGINEERING 401(K) PLAN
Total Available Funds: 76
| Investment Description |
|---|
| JH LS Grow Active Strategy 158,043 Shares |
| T Rowe Price Price Sci and Tech 8,962 Shares |
| 500 Index Fund 21,263 Shares |
| Retirement Living 2030 68,934 Shares |
| Science & Technology Fund 9,917 Shares |
| JH LS Bal Active Strategy 61,019 Shares |
| Blue Chip Growth Fund 7,814 Shares |
| JH LS Agg Active Strategy 45,581 Shares |
| Retirement Living 2045 37,779 Shares |
| T Rowe Price Health Sci 5,881 Shares |
| Capital Appreciation Fund 12,081 Shares |
| Retirement Living 2060 36,788 Shares |
| JH LS Con Active Strategy 53,957 Shares |
| Retirement Living 2040 28,697 Shares |
| Retirement Living 2050 21,434 Shares |
| Retirement Living 2055 20,289 Shares |
| Small Cap Value Fund 10,349 Shares |
| John Hancock US Quality Growth 7,332 Shares |
| John Hancock Disciplined Value 8,472 Shares |
| Retirement Living 2065 26,497 Shares |
| Mid Cap Index Fund 5,798 Shares |
| Retirement Living 2025 13,718 Shares |
| Fundamental All Cap Core Fund 3,514 Shares |
| Retirement Living 2035 10,608 Shares |
| Europacific Growth Fund 3,338 Shares |
| American Century Heritage 3,438 Shares |
| Real Est. Securities Fund 7,171 Shares |
| Vanguard Mid-Cap Growh ETF 5,378 Shares |
| Invesco Small Cap Growth 1,407 Shares |
| JP Morgan US Equity Fund 2,873 Shares |
| Vanguard Short-Term Federal 11,707 Shares |
| T. Rowe Price Spectrum Inc 8,181 Shares |
| Franklin Small-Mid Growth 1,215 Shares |
| Washington Mutual Investors 1,054 Shares |
| Royce Opportunity 3,368 Shares |
| Mid Value Fund 3,291 Shares |
| Investment Company of America 941 Shares |
| JH Mid Cap Growth 12,475 Shares |
| Invesco Developing Mkt 2,537 Shares |
| Fundamental Large Cap Value 1,809 Shares |
| JH LS Mod Active Strategy 4,974 Shares |
| Vanguard Explorer Fund 274 Shares |
| Small Cap Index Fund 2,066 Shares |
| JPM MidCap Value Fund 760 Shares |
| Vanguard Small Cap Growth Index 610 Shares |
| Oppenheimer Global 318 Shares |
| Intl Equity Index Fund 2,399 Shares |
| High Yield Fund 4,091 Shares |
| DFA US Small Cap Fund 737 Shares |
| JH Bond Fund 2,309 Shares |
| DFA Emerging Markets Value 1,040 Shares |
| The Growth Fund of America 240 Shares |
| Mutual Global Discovery 611 Shares |
| Vanguard Energy Fund 242 Shares |
| Small Cap Growth Fund 1,314 Shares |
| Franklin Mutual Beacon Fund 877 Shares |
| PIMCO Real Return 2,076 Shares |
| Utilities Fund 812 Shares |
| American Balanced Fund 365 Shares |
| Legg Mason ClearBr Agg Growth 4 8 Shares |
| Templeton World 611 Shares |
| Blackrock Global Allocation 420 Shares |
| PIMCO All Asset 367 Shares |
| T. Rowe Price Equity Inc 7 6 Shares |
| Small Cap Opportunities Fund 8 6 Shares |
| T. Rowe Price Small Cap Val 4 9 Shares |
| Invesco International Growth 5 2 Shares |
| Strategic Income Opp Fund 134 Shares |
| Financial Services Fund 4 1 Shares |
| Domini Social Equity 1 9 Shares |
| Global Bond Fund 100 Shares |
| DFA International Value 3 9 Shares |
| Retirement Living 2020 57 Shares |
| JH Disciplined Value Intl Fund 16 Shares |
| T. Rowe Price New Era Fund 2 Shares |
| Guaranteed interest accounts |
Investment model portfolios
We provide two types of investment model portfolios for SUNRISE ENGINEERING 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SUNRISE ENGINEERING 401(K) PLAN