Investment options of SUMMIT ORTHOPEDICS, LTD. 401(K) PROFIT SHARING PLAN
Total Available Funds: 18
| Investment Description |
|---|
| AMERICAN CENTURY INCOME RET L |
| AMERICAN CENTURY RET 2025 L |
| AMERICAN CENTURY RET 2030 L |
| AMERICAN CENTURY RET 2035 L |
| AMERICAN CENTURY RET 2040 L |
| AMERICAN CENTURY RET 2045 L |
| AMERICAN CENTURY RET 2050 L |
| AMERICAN CENTURY RET 2055 L |
| AMERICAN CENTURY RET 2060 L |
| BLACKROCK EQU INDEX FUND R |
| BLACKROCK USDEBT INDEX R |
| METLIFE STBL VAL SOLUTIONS L |
| EUROPACIFIC GROWTH FUND R5E |
| FIDELITY MID CAP INDEX MUTUAL FUND |
| FIDELITY SMALL CAP INDEX MUTUAL FUND |
| JANUS HENDERSON TRITON T |
| PGIM TOTAL RETURN BOND Z |
| VANGUARD DEVELOPED MKT IDX ADM |
Investment model portfolios
We provide two types of investment model portfolios for SUMMIT ORTHOPEDICS, LTD. 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SUMMIT ORTHOPEDICS, LTD. 401(K) PROFIT SHARING PLAN