Investment options of SUMMIT MATERIALS 401(K) RETIREMENT PLAN
Total Available Funds: 66
| Investment Description |
|---|
| American Funds Income Fund of America R6 |
| American Funds New World R6 |
| BlackRock Inflation Protected Bond K |
| Columbia Dividend Income Instl |
| Fidelity Advisor International Discv Z |
| Janus Henderson Triton N |
| MFS Mid Cap Value R6 |
| Pioneer Bond K |
| Pioneer Strategic Income K |
| T. Rowe T. Rowe Price Instl Mid-Cap Equity Gr |
| JP Morgan Large Cap Growth R6 |
| Undiscovered Mgrs Behavioral Value R6 |
| Vanguard Target Retirement 2025 Inv |
| Vanguard Target Retirement 2035 Inv |
| Vanguard Target Retirement 2045 Inv |
| Vanguard Target Retirement 2055 Inv |
| Vanguard Target Retirement 2065 Inv |
| Vanguard Target Retirement Income Inv |
| Vanguard Target Retirement 2020 Inv |
| Vanguard Target Retirement 2030 Inv |
| Vanguard Target Retirement 2040 Inv |
| Vanguard Target Retirement 2050 Inv |
| Vanguard Target Retirement 2060 Inv |
| Vanguard Target Retirement 2070 Inv |
| Vanguard Small Cap Index Instl |
| Vanguard Mid Cap Index Ins |
| Vanguard Institutional Index Instl |
| Vanguard Bond Market Index Admiral |
| Vanguard International stock Index Admiral |
| America crediting interest rate of 1.66% |
| America Balanced |
| 1VTINX 3,669,645.37 |
| 1VTWNX 8,586,962.33 |
| 1VTTVX 33,876,200.42 |
| 1VTHRX 42,752,787.11 |
| 1VTTHX 56,044,846.77 |
| 1VFORX 31,210,304.49 |
| 1VTIVX 31,939,083.37 |
| 1VFIFX 14,226,088.45 |
| 1VFFVX 13,750,185.49 |
| 1VTTSX 7,489,171.68 |
| 1VLXVX 4,299,045.07 |
| 1VSVNX 732,892.58 |
| 1RNWGX 3,846,248.86 |
| 1FZAIX 10,282,577.10 |
| 1VTIAX 10,090,181.38 |
| 1AREDX 2,776,063.29 |
| 1JGMNX 5,289,642.99 |
| 1UBVFX 2,404,203.90 |
| 1VSCIX 8,426,371.43 |
| 1MVCKX 3,291,680.83 |
| 1PMEGX 3,298,248.47 |
| 1VMCIX 7,077,808.60 |
| 1CDDYX 7,919,099.01 |
| 1JLGMX 13,933,469.53 |
| 1VINIX 20,265,633.11 |
| 1RIDGX 9,354,793.20 |
| 1H0525A 106,657.18 |
| 1BPLBX 4,038,574.99 |
| 1PBFKX 9,189,986.22 |
| 1STRKX 4,415,715.18 |
| 1VBTLX 8,547,397.56 |
| 1SDBSCH 577,503.09 |
| 1SDBSCR 83,653.43 |
| 1GWGIF 2.200 14,266,369.96 |
| FORFEITURES 70,719.30 |
Investment model portfolios
We provide two types of investment model portfolios for SUMMIT MATERIALS 401(K) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SUMMIT MATERIALS 401(K) RETIREMENT PLAN