Investment options of Summit Electric Supply Co. 401 K Plan
Total Available Funds: 32
| Investment Description |
|---|
| FIDELITY INVESTMENTS FIDELITY 500 INDEX FUND N/R |
| FIDELITY INVESTMENTS FIDELITY BLUE CHIP GROWTH FUND CLASS K N/R |
| FIDELITY INVESTMENTS FIDELITY CONTRA FUND CLASS K N/R |
| FIDELITY INVESTMENTS FIDELITY DIVERSIFIED INTERNATIONAL FUND CLASS K N/R |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX INCOME FUND IPR N/R |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2005 FUND IPR N/R |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2010 FUND IPR N/R |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2015 FUND IPR N/R |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2020 FUND IPR N/R |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2025 FUND IPR N/R |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2030 FUND IPR N/R |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2035 FUND IPR N/R |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2040 FUND IPR N/R |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2045 FUND IPR N/R |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2050 FUND IPR N/R |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2055 FUND IPR N/R |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2060 FUND IPR N/R |
| FIDELITY INVESTMENTS FIDELITY FREEDOM INDEX 2065 FUND IPR N/R |
| FIDELITY INVESTMENTS FIDELITY GNMA FUND N/R |
| FIDELITY INVESTMENTS FIDELITY SMALL CAP INDEX N/R |
| FIDELITY INVESTMENTS FIDELITY INTERNATIONAL INDEX FUND-PREMIUM CLASS N/R |
| FIDELITY INVESTMENTS FIDELITY LOW-PRICED STOCK FUND CLASS K N/R |
| FIDELITY INVESTMENTS FIDELITY MID-CAP STOCK FUND CLASS K N/R |
| FIDELITY INVESTMENTS FIDELITY MID CAP INDEX N/R |
| FIDELITY INVESTMENTS FIDELITY PURITAN FUND CLASS K N/R |
| FIDELITY INVESTMENTS FIDELITY US BOND INDEX FUND N/R |
| PIMCO PIMCO TOTAL RETURN FUND INSTITUTIONAL CLASS N/R |
| VICTORY SYCAMORE SMALL COMPANY OPPORTUNITY FUND R6 N/R |
| ALLIANCE BERNSTEIN L. P. AB SMALL CAP GROWTH PORTFOLIO CLASS Z N/R |
| DRIEHAUS CAPITAL MANAGEMENT DRIEHAUS EMERGING MARKETS GROWTH FUND INSTITUTIONAL N/R |
| DELAWARE MANAGEMENT CO. DELAWARE IVY MID CAP GROWTH FUND CLASS R6 N/R |
| COHEN & STEERS COHEN & STEERS REAL ESTATE SECURITIES FUND, INC. CLASS Z N/R |
Investment model portfolios
We provide two types of investment model portfolios for Summit Electric Supply Co. 401 K Plan participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for Summit Electric Supply Co. 401 K Plan