Investment options of STREETSENSE 401(K) PLAN
Total Available Funds: 27
| Investment Description |
|---|
| American Funds NewWorld R6 Registered Investment Company n/a |
| AMERICAN CENTUR MID-CAP VAL R6 Registered Investment Company n/a |
| Carillon Eagle MidCaGwth R6 Fd Registered Investment Company n/a |
| DWS RREEF RE Sec R6 Fund Registered Investment Company n/a |
| Fidelity International Idx Fd Registered Investment Company n/a |
| Fidelity Mid Cp Index Fund Registered Investment Company n/a |
| Fidelity Sm Cap Index Fund Registered Investment Company n/a |
| Fidelity US Bond Index Fund Registered Investment Company n/a |
| Fidelity 500 Index Fund Registered Investment Company n/a |
| JP Morgan Equity Income R6 Fd Registered Investment Company n/a |
| JP MORGAN LARGE CAP GR R6 FD Registered Investment Company n/a |
| PIMCO Income Institutional Fd Registered Investment Company n/a |
| Fidelity Intl Capital Appreciation K6 Fund Registered Investment Company n/a |
| Prin Global Investors – SmallCap Separate Acct Pooled Separate Account n/a |
| Prin LifeTime Hybr 2025 CIT Z Common/Collective Trust n/a |
| Prin LifeTime Hybr 2030 CIT Z Common/Collective Trust n/a |
| Prin LifeTime Hybr 2035 CIT Z Common/Collective Trust n/a |
| Prin LifeTime Hybr 2040 CIT Z Common/Collective Trust n/a |
| Prin LifeTime Hybr 2045 CIT Z Common/Collective Trust n/a |
| Prin LifeTime Hybr 2050 CIT Z Common/Collective Trust n/a |
| Prin LifeTime Hybr 2055 CIT Z Common/Collective Trust n/a |
| Prin LifeTime Hybr 2060 CIT Z Common/Collective Trust n/a |
| Prin LifeTime Hybr 2065 CIT Z Common/Collective Trust n/a |
| PRIN LIFETIME HYBR INC CIT Z Common/Collective Trust n/a |
| PRIN LIFETIME HYBR 2015 CIT Z Common/Collective Trust n/a |
| Prin Fixed Inc Guar Option Fixed Income Guaranteed Option n/a |
| various maturity dates $ – |
Investment model portfolios
We provide two types of investment model portfolios for STREETSENSE 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for STREETSENSE 401(K) PLAN