Investment options of STRAUMANN MANUFACTURING INC. 401K SAVINGS PLAN
Total Available Funds: 29
| Investment Option List |
|---|
| American Funds Target Date 2045 Retirement Fund 785,973 shares (REHTX) |
| Fidelity 500 Index Fund 68,960 shares (FUSEX) |
| American Funds Target Date 2050 Retirement Fund 658,975 shares (REITX) |
| American Funds Target Date 2040 Retirement Fund 649,127 shares (REGTX) |
| JPMorgan Large Cap Growth Fund 146,662 shares (SEEGX) |
| American Funds Target Date 2035 Retirement Fund 515,496 shares (REFTX) |
| American Funds Target Date 2055 Retirement Fund 351,937 shares (FAJTX) |
| American Funds Target Date 2030 Retirement Fund 475,942 shares (REETX) |
| Hartford Core Equity Fund 97,051 shares (HGIYX) |
| Fidelity U.S. Bond Index Fund 507,607 shares |
| American Funds Target Date 2060 Retirement Fund 283,212 shares (CCKTX) |
| Baron Focused Growth Fund 95,453 shares (BFGFX) |
| Fidelity Balanced Fund 155,492 shares (FGBLX) |
| Fidelity International Discovery Fund 83,739 shares (FIADX) |
| Fidelity Extended Market Index Fund 37,238 shares (FSEMX) |
| Fidelity International Index Fund 69,705 shares (FDIVX) |
| American Funds Target Date 2025 Retirement Fund 215,881 shares (REDTX) |
| Victory Sycamore Established Value Fund 71,159 shares (GETGX) |
| Baron Durable Advantage Fund 110,098 shares (BDAFX) |
| Vanguard Windsor II Fund 35,734 shares (VWNFX) |
| Fund 57,539 shares |
| American Funds Target Date 2020 Retirement Fund 130,054 shares (RECTX) |
| American Funds Target Date 2015 Retirement Fund 142,059 shares (REJTX) |
| American Funds Target Date 2065 Retirement Fund 84,010 shares (FBMTX) |
| Western Asset Core Plus Bond Fund 115,524 shares (WACPX) |
| Hartford International Stock Fund 39,458 shares (SCIEX) |
| Artisan High Income Fund 60,499 shares (APDFX) |
| Allspring Real Return Fund 49,118 shares |
| American Funds Target Date 2010 Retirement Fund 26,109 shares (REATX) |
Investment model portfolios
We provide two types of investment model portfolios for STRAUMANN MANUFACTURING INC. 401K SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for STRAUMANN MANUFACTURING INC. 401K SAVINGS PLAN