Investment options of STONE PIGMAN WALTHER WITTMANN L.L.C. 401(K) AND PROFIT SHARING PLAN
Total Available Funds: 24
| Investment Description |
|---|
| NORTHERN TRUST S&P 500 INDEX FUND NL |
| T. ROWE PRICE RETIREMENT 2025 FUND - CLASS J COMMON COLLECTIVE TRUST FUND |
| T. ROWE PRICE RETIREMENT 2035 FUND - CLASS J COMMON COLLECTIVE TRUST FUND |
| T. ROWE PRICE RETIREMENT 2005 FUND - CLASS J COMMON COLLECTIVE TRUST FUND |
| MFS VALUE FUND - CLASS R6 REGISTERED INVESTMENT COMPANY |
| T. ROWE PRICE RETIREMENT 2020 FUND - CLASS J COMMON COLLECTIVE TRUST FUND |
| T. ROWE PRICE RETIREMENT 2015 FUND - CLASS J COMMON COLLECTIVE TRUST FUND |
| T. ROWE PRICE STABLE VALUE COMMON TRUST FUND - CLASS N COMMON COLLECTIVE TRUST FUND |
| MFS MID CAP GROWTH FUND - CLASS R6 REGISTERED INVESTMENT COMPANY |
| METROPOLITAN WEST TOTAL RETURN BOND FUND - PLAN CLASS REGISTERED INVESTMENT COMPANY |
| T. ROWE PRICE RETIREMENT 2030 FUND - CLASS J COMMON COLLECTIVE TRUST FUND |
| JP MORGAN LARGE CAP GROWTH FUND - CLASS R6 REGISTERED INVESTMENT COMPANY |
| T. ROWE PRICE RETIREMENT 2045 FUND - CLASS J COMMON COLLECTIVE TRUST FUND |
| T. ROWE PRICE RETIREMENT 2040 FUND - CLASS J COMMON COLLECTIVE TRUST FUND |
| NORTHERN TRUST EXTENDED EQUITY MARKET INDEX FUND NL - TIER 4 COMMON COLLECTIVE TRUST FUND |
| AMERICAN FUNDS EUROPACIFIC GROWTH FUND - CLASS R6 REGISTERED INVESTMENT COMPANY |
| NORTHERN TRUST ALL COUNTRY WORLD EX-US INVESTABLE MARKET INDEX FUND NL - TIER 4 COMMON COLLECTIVE TRUST FUND |
| NORTHERN TRUST COLLECTIVE AGGREGATE BOND INDEX FUND NL - TIER 4 COMMON COLLECTIVE TRUST FUND |
| VANGUARD INFLATION PROTECTED SECTOR REGISTERED INVESTMENT COMPANY |
| T. ROWE PRICE RETIREMENT 2010 FUND - CLASS J COMMON COLLECTIVE TRUST FUND |
| ALLSPRING SPECIAL SMALL CAP VALUE FUND - CLASS R6 REGISTERED INVESTMENT COMPANY |
| PRINCIPAL SMALL CAP GROWTH FUND I - CLASS R6 REGISTERED INVESTMENT COMPANY |
| VANGUARD FEDERAL MONEY MARKET FUND REGISTERED INVESTMENT COMPANY |
| MFS MID CAP VALUE FUND - CLASS R6 REGISTERED INVESTMENT COMPANY |
Investment model portfolios
We provide two types of investment model portfolios for STONE PIGMAN WALTHER WITTMANN L.L.C. 401(K) AND PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for STONE PIGMAN WALTHER WITTMANN L.L.C. 401(K) AND PROFIT SHARING PLAN