Investment options of STINSON LLP RETIREMENT PLAN
Total Available Funds: 32
| Investment Description |
|---|
| AMERICAN BEACON SMALL CAP VALUE FUND |
| R6 CLASS MUTUAL FUND |
| AMERICAN FUNDS GROWTH FUND OF AMERICA |
| R6 CLASS MUTUAL FUND |
| DFA GLOBAL REAL ESTATE SECURITIES PORTFOLIO FUND MUTUAL FUND |
| DODGE & COX INTERNATIONAL STOCK FUND, CLASS X MUTUAL FUND |
| FROST TOTAL RETURN BOND FUND; INSTITUTIONAL SHARES MUTUAL FUND |
| HOTCHKIS AND WILEY HIGH YIELD FUND; CLASS I MUTUAL FUND |
| PIMCO REAL RETURN FUND; INSTITUTIONAL SHARES MUTUAL FUND |
| VANGUARD CASH RESERVES FEDERAL MM FUND: ADMIRAL SHARES MUTUAL FUND |
| VANGUARD EQUITY INCOME FUND: ADMIRAL SHARES MUTUAL FUND |
| VANGUARD EXPLORER FUND; ADMIRAL SHARES MUTUAL FUND |
| VANGUARD INSTITUTIONAL INDEX FUND; INSTITUTIONAL SHARES MUTUAL FUND |
| VANGUARD MID-CAP INDEX FUND; INSTITUTIONAL SHARES MUTUAL FUND |
| VANGUARD SMALL-CAP INDEX FUND; INSTITUTIONAL SHARES MUTUAL FUND |
| VANGUARD TOTAL BOND MARKET INDEX FUND: INSTITUTIONAL SHARES MUTUAL FUND |
| VANGUARD TOTAL INTERNATIONAL BOND INDEX FUND; ADMIRAL SHARES MUTUAL FUND |
| VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND; INSTITUTIONAL SHARES MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2020 TRUST II COMMON COLLECTIVE TRUST |
| VANGUARD TARGET RETIREMENT 2025 TRUST II COMMON COLLECTIVE TRUST |
| VANGUARD TARGET RETIREMENT 2030 TRUST II COMMON COLLECTIVE TRUST |
| VANGUARD TARGET RETIREMENT 2035 TRUST II COMMON COLLECTIVE TRUST |
| VANGUARD TARGET RETIREMENT 2040 TRUST II COMMON COLLECTIVE TRUST |
| VANGUARD TARGET RETIREMENT 2045 TRUST II COMMON COLLECTIVE TRUST |
| VANGUARD TARGET RETIREMENT 2050 TRUST II COMMON COLLECTIVE TRUST |
| VANGUARD TARGET RETIREMENT 2055 TRUST II COMMON COLLECTIVE TRUST |
| VANGUARD TARGET RETIREMENT 2060 TRUST II COMMON COLLECTIVE TRUST |
| VANGUARD TARGET RETIREMENT 2065 TRUST II COMMON COLLECTIVE TRUST |
| VANGUARD TARGET RETIREMENT 2070 TRUST II COMMON COLLECTIVE TRUST |
| VANGUARD TARGET RETIREMENT INCOME TRUST II COMMON COLLECTIVE TRUST |
| VANGUARD RETIREMENT SAVINGS TRUST III FUND COMMON COLLECTIVE TRUST |
| VANGUARD BROKERAGE OPTION FUND BROKERAGE ACCOUNTS |
Investment model portfolios
We provide two types of investment model portfolios for STINSON LLP RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for STINSON LLP RETIREMENT PLAN