STILLWATER MINING COMPANY BARGAINING UNIT 401(K) PLAN Investment Model Portfolios

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Investment options of STILLWATER MINING COMPANY BARGAINING UNIT 401(K) PLAN

Total Available Funds: 59

Investment Description
Allspring Special Mid Cap Value R6
DFA Emerging Markets Core Equity I
Vanguard Mid Cap Index Fund – Admiral
Vanguard Small Cap Index Adm
Great Gray BlackRock EAFE Equity Index
Great Gray BlackRock Equity Index
Great Gray BlackRock U.S. Debt Index
Great Gray FlexPath Index Agg 2035 Fund CL M
Great Gray FlexPath Index Agg 2045 Fund CL M
Great Gray FlexPath Index Agg 2055 Fund CL M
Great Gray FlexPath Index Agg 2065 Fund CL M
Great Gray FlexPath Index Aggressive Retirement M
Great Gray FlexPath Index Cnsrv 2065 Fund CL M
Great Gray FlexPath Index Conservative 2035 M
Great Gray FlexPath Index Conservative 2045 M
Great Gray FlexPath Index Conservative 2055 M
Great Gray FlexPath Index Conservative Retirement M
Great Gray FlexPath Index Mod 2045 Fund CL M
Great Gray FlexPath Index Mod 2065 Fund CL M
Great Gray FlexPath Index Moderate 2035 M
Great Gray FlexPath Index Moderate 2055 M
Great Gray FlexPath Index Moderate Retirement M
Great Gray International Stock I1
Great Gray Large Cap Value I1
Great Gray Mid Cap Gro II Class I1
Great Gray Small Cap Value Fund II CL I1
Company (at Contract Value)
1FPA45M 6,186,393.68
1FPA55M 3,477,313.45
1FPA65M 72,377.75
1FPC35M 3,020,516.23
1FPM55M 14,446,970.83
1FPM65M 3,662,788.24
1FPC55M 2,592,510.64
1FPC65M 26,898.99
1FPM35M 15,809,547.37
1FPM45M 16,424,498.22
1FPIARM 5,293,706.22
1FPC45M 2,445,903.24
1FPIMRM 8,526,186.29
1FPICRM 751,857.03
1FPA35M 3,101,823.35
1P0147A 219,251.79
1BREAI1 2,728,085.55
1DFCEX 3,616,215.06
1ISTFP1 4,897,896.19
1SMVCI1 1,714,183.94
1VSMAX 4,687,982.73
1P0123A 5,738,719.77
1VIMAX 4,691,833.18
1WFPRX 1,018,141.75
1P0913A 5,485,650.17
1BREQI1 11,359,761.95
1PTLVI1 10,132,305.86
1P0085A 23,844,501.55
1BRUSD1 3,811,841.73
1P0157A 6,141,671.28
1P1138A 43,973,926.86
FORFEITURES 74,525.98

Investment model portfolios

We provide two types of investment model portfolios for STILLWATER MINING COMPANY BARGAINING UNIT 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Common	Inception
STILLWATER MINING COMPANY BARGAINING UNIT 401(K) PLAN Tactical Asset Allocation Moderate	NA	18.79%	1.21%	4.89%	4.57%	4.86%	6.44%	…	…
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	37.82%	8.86%	15.20%	12.89%	14.04%	10.46%	…	…
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	22.89%	2.25%	6.63%	6.01%	7.19%	6.10%	…	…

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Common	Inception	YTD	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	STILLWATER MI… Moderate	-1.54	18.79	1.21	4.89	4.57	4.86	6.44	…	…	NA	0.86	4.41	13.74	-15.87	4.65	15.15	9.09	-4.21	16.10	4.23	-1.73	0.83	11.48	8.89	-4.04	6.74	23.78	-1.27	13.71	12.54	7.49	11.42	14.97	0.12	6.98	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	-1.79	37.82	8.86	15.20	12.89	14.04	10.46	…	…	NA	17.72	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA…R SHARES)	-1.02	22.89	2.25	6.63	6.01	7.19	6.10	…	…	NA	16.26	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	STILLWATER MI… Moderate	NA	-0.05	-0.33	0.14	0.33	NA	NA	…	…	NA	0.08	-0.23	1.18	-1.59	0.48	1.65	1.49	-0.82	3.16	0.88	-0.35	0.15	1.93	2.11	-0.36	0.63	2.29	-0.36	0.79	0.90	0.82	1.27	2.49	-0.18	1.14	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	1.74	1.20	0.63	0.75	NA	NA	…	…	1.34	0.80	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA…R SHARES)	NA	1.66	1.15	0.39	0.64	NA	NA	…	…	1.29	1.36	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	STILLWATER MI… Moderate	NA	9.62	9.61	9.49	7.70	NA	NA	…	…	NA	9.63	9.63	8.06	10.87	9.56	9.02	5.17	6.70	4.89	4.56	5.07	5.60	5.93	4.18	11.37	10.53	10.34	6.11	13.65	10.28	6.52	8.28	5.72	5.48	4.09	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	12.41	14.92	16.96	18.14	NA	NA	…	…	14.11	18.66	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA…R SHARES)	NA	8.68	9.03	10.09	10.34	NA	NA	…	…	10.65	9.89	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	STILLWATER MI… Moderate	NA	6.28	15.01	17.20	17.20	NA	NA	…	…	NA	0.76	6.28	7.13	16.15	5.71	10.63	3.69	10.19	2.87	4.26	6.23	6.44	3.97	3.97	13.24	8.04	4.75	6.47	10.27	14.08	5.04	7.10	5.26	5.35	2.77	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	NA	8.92	18.76	24.59	33.83	NA	NA	…	…	8.92	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA…R SHARES)	NA	6.64	9.62	22.29	22.43	NA	NA	…	…	6.64	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	STILLWATER MI… Moderate	NA	6.57	5.65	4.82	4.47	NA	NA	…	…	NA	NA	0.76	6.58	1.63	8.46	3.36	4.53	5.52	0.23	3.75	6.66	4.07	2.00	3.87	1.49	3.82	4.37	2.94	5.10	4.31	3.38	2.72	2.62	3.31	6.93	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA…R SHARES)	0.00	1.16	1.57	1.51	2.82	3.95	3.54	…	…	0.27	1.20	1.41	1.69	1.26	1.48	2.12	2.28	1.81	2.00	2.14	1.97	1.96	2.19	2.30	1.92	1.88	2.45	1.88	1.91	1.83	1.79	1.91	1.71	1.28	1.08	0.97	2.11	1.93	2.77	2.64	3.14	3.13	3.83	3.10	5.86	3.71	4.46	4.31	2.79	3.90	4.71	4.49	5.04	5.34	4.64	5.79	0.00
	VSMGX (VANGUA…R SHARES)	0.00	5.45	5.95	4.32	4.60	4.42	4.27	…	…	0.00	5.80	7.43	4.45	2.18	4.11	3.77	2.85	2.41	2.40	2.34	2.10	2.20	2.14	2.47	2.22	2.38	2.79	2.66	3.04	2.89	2.53	3.74	2.48	2.67	2.88	6.36	5.93	7.27	3.78	3.63	3.65	2.91	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 10/31/2024, Common starting date is 12/31/2000

Retirement Plan (401(k)) Info for STILLWATER MINING COMPANY BARGAINING UNIT 401(K) PLAN

STILLWATER MINING COMPANY BARGAINING UNIT 401(K) PLAN

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