Investment options of STETSON UNIVERSITY DEFINED CONTRIBUTION PLAN
Total Available Funds: 42
| Investment Description |
|---|
| TIAA Traditional Benefit Responsive (contract value) |
| TIAA Traditional Non-Benefit-Responsive |
| TIAA-CREF CREF Stock |
| TIAA-CREF CREF Social Choice |
| TIAA-CREF CREF Bond Market |
| TIAA-CREF CREF Global Equities |
| TIAA-CREF CREF Growth |
| TIAA-CREF CREF Equity Index |
| TIAA-CREF CREF Inflation-Linked Bond |
| TIAA-CREF Nuveen Lifecycle 2010 Inst |
| TIAA-CREF Nuveen Lifecycle 2015 Inst |
| TIAA-CREF Nuveen Lifecycle 2020 Inst |
| TIAA-CREF Nuveen Lifecycle 2025 Inst |
| TIAA-CREF Nuveen Lifecycle 2030 Inst |
| TIAA-CREF Nuveen Lifecycle 2035 Inst |
| TIAA-CREF Nuveen Lifecycle 2040 Inst |
| TIAA-CREF Nuveen Lifecycle 2045 Inst |
| TIAA-CREF Nuveen Lifecycle 2050 Inst |
| TIAA-CREF Nuveen Lifecycle 2055 Inst |
| TIAA-CREF Nuveen Lifecycle 2060 Inst |
| TIAA-CREF Nuveen Lifecycle 2065 Inst |
| TIAA-CREF Nuveen Lifecycle Retirement Inc Inst |
| TIAA-CREF Nuveen Inflation-Linked Bond Inst |
| TIAA-CREF Nuveen Short-Term Bond Inst |
| TIAA-CREF Nuveen Lg-Cap Gr Inst |
| TIAA-CREF Nuveen Sm-Cap Eq Inst |
| TIAA-CREF Nuveen Large Cap Resp Eq R6 |
| American Funds New Perspective R6 |
| DFA Emerging Markets Core Equity Port I |
| Transamerica Intl Equity R6 |
| PIMCO Common RealRetStrat Inst |
| PIMCO Diversified Income Inst |
| Vanguard Equity Income |
| Vanguard Mid-Cap Idx |
| Vanguard Extended Market Idx |
| Kemper Investor's Life Franklin Small Cap Value |
| Kemper Investor's Life DWS Global Income Builder VIP |
| Kemper Investor's Life DWS Capital Growth VIP |
| Kemper Investor's Life Franklin Mutual Global Discovery VIP Fund Class |
| Kemper Investor's Life Franklin Rising Dividends VIP Fund Class |
| Fidelity Investments Fidelity Fund |
| Fidelity Investments Fidelity Magellan Fund |
Investment model portfolios
We provide two types of investment model portfolios for STETSON UNIVERSITY DEFINED CONTRIBUTION PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for STETSON UNIVERSITY DEFINED CONTRIBUTION PLAN