Investment options of STEPHENS DISTRIBUTING 401(K) PROFIT SHARING PLAN
Total Available Funds: 16
| Investment Option List |
|---|
| Vanguard Wellington Adm (VWENX) |
| T.Rowe Price All-Cap Opportunities I (PNZAX) |
| Putnam Large Cap Value Y (PMVYX) |
| Baird Core Plus Bond Inst (BCOIX) |
| Victory Capital Pioneer Strategic Income Y (RINKX) |
| Victory Capital Established Value A (GETGX) |
| Fidelity Investments Fidelity 500 Index (FUSEX) |
| Victory Capital Small Co Opportunity I (VSOIX) |
| Fidelity Investments Fidelity Select Materials (FMFAX) |
| Fidelity Advisor INTL Small Cap Z (FSCIX) |
| Vanguard Small Cap Index Adm (VISVX) |
| BlackRock iShares Russell Mid-Cap Index A (CMGIX) |
| Vanguard Utilities Index Adm (VAARX) |
| AST Wilmington Trust International Equity Fund Fee Class I2 |
| AST Wilmington Trust Mid Cap Growth I1 (ARMEX) |
| AST Wilmington Trust Small Cap Growth Fund II Fee Class I1 (ARPEX) |
Investment model portfolios
We provide two types of investment model portfolios for STEPHENS DISTRIBUTING 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for STEPHENS DISTRIBUTING 401(K) PROFIT SHARING PLAN