Investment options of STARFISH HOLDINGS 401K RETIREMENT PLAN
Total Available Funds: 40
| Investment Description |
|---|
| FIDELITY INVESTMENTS BROKERAGE CASH |
| FIDELITY INVESTMENTS BROKERAGE FIDELITY FUND |
| FIDELITY INVESTMENTS BROKERAGE COMMON STOCK |
| FIDELITY INVESTMENTS BROKERAGE PREFERRED STOCK |
| FIDELITY INVESTMENTS BROKERAGE EXTERNAL FUND |
| FIDELITY INVESTMENTS BROKERAGE RIGHTS/WARRANTS |
| FIDELITY INVESTMENTS BROKERAGE UNIT |
| FIDELITY INVESTMENTS BROKERAGE GOVERNMENT BOND |
| FIDELITY INVESTMENTS BROKERAGE NON-INTEREST BEARING CASH |
| COLLECTIVE INVESTMENT TRUST INTERNATIONAL GROWTH FUND II CLASS I1 |
| COLLECTIVE INVESTMENT TRUST LARGE CAP GROWTH FUND III CLASS I1 |
| COLLECTIVE INVESTMENT TRUST MID CAP GROWTH FUND FEE CLASS I1 |
| VANGUARD INFORMATION TECHNOLOGY INDEX FUND ADMIRAL SHARES |
| PGIM INVESTMENTS PGIM HIGH YIELD FUND - CLASS R6 |
| OPPENHEIMERFUNDS GLOBAL OPPORTUNITIES FUND CLASS R6 |
| AMERICAN CENTURY INFLATION ADJUSTED BOND FUND R6 CLASS |
| AMERICAN CENTURY SMALL CAP VALUE FUND R6 |
| WESTERN ASSET CORE BOND FUND CLASS IS |
| VIRTUS DUFF & PHELPS REAL ESTATE SECURITIES FUND CLASS R6 |
| VIRTUS CEREDEX MID-CAP VALUE EQUITY FUND CLASS R6 |
| FIDELITY INVESTMENTS TOTAL BOND FUND |
| FIDELITY INVESTMENTS SMALL CAP GROWTH FUND |
| FIDELITY INVESTMENTS BALANCED FUND- CLASS K |
| FIDELITY INVESTMENTS GOVERNMENT MONEY MARKET FUND K6 |
| FIDELITY INVESTMENTS MANAGED INCOME PORTFOLIO II CLASS 2 |
| BLACKROCK WT BR LIFEPATH INDEX RETIREMENT FUND |
| BLACKROCK WT BR LIFEPATH 2025 |
| BLACKROCK WT BR LIFEPATH 2030 |
| BLACKROCK WT BR LIFEPATH 2035 |
| BLACKROCK WT BR LIFEPATH 2040 |
| BLACKROCK WT BR LIFEPATH 2045 |
| BLACKROCK WT BR LIFEPATH 2050 |
| BLACKROCK WT BR LIFEPATH 2055 |
| BLACKROCK WT BR LIFEPATH 2060 |
| BLACKROCK WT BR LIFEPATH 2065 |
| COLLECTIVE INVESTMENT TRUST LARGE CAP VALUE FUND FEE CLASS I1 |
| FIDELITY INVESTMENTS 500 INDEX FUND |
| FIDELITY INVESTMENTS GLOBAL EX U.S. INDEX FUND |
| FIDELITY INVESTMENTS MID CAP INDEX FUND |
| FIDELITY INVESTMENTS SMALL CAP INDEX FUND |
Investment model portfolios
We provide two types of investment model portfolios for STARFISH HOLDINGS 401K RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for STARFISH HOLDINGS 401K RETIREMENT PLAN