Investment options of STANLEY MARTIN 401(K) PLAN
Total Available Funds: 33
| Investment Option List |
|---|
| ClearBridge Small Cap Growth Fund n/a (SBPYX) |
| BlackRock EAFE Equity Index Fund n/a (BTAEX) |
| BlackRock Equity Index Fund n/a (BSDAX) |
| BlackRock High Yield Bond Portfolio n/a (BHYIX) |
| BlackRock U.S. Debt Index Fund n/a |
| Fidelity Investments Mid Cap Index Fund n/a (FIIMX) |
| Fidelity Investments Small Cap Index Fund n/a (FSISX) |
| FlexPATH Strategies Aggressive Retirement Fund n/a |
| FlexPATH Strategies Conservative Retirement Fund n/a |
| FlexPATH Strategies Moderate Retirement Fund n/a |
| FlexPATH Strategies Aggressive 2035 Fund n/a |
| FlexPATH Strategies Conservative 2035 Fund n/a |
| FlexPATH Strategies Moderate 2035 Fund n/a |
| FlexPATH Strategies Aggressive 2045 Fund n/a |
| FlexPATH Strategies Conservative 2045 Fund n/a |
| FlexPATH Strategies Moderate 2045 Fund n/a |
| FlexPATH Strategies Aggressive 2055 Fund n/a |
| FlexPATH Strategies Conservative 2055 Fund n/a |
| FlexPATH Strategies Moderate 2055 Fund n/a |
| FlexPATH Strategies Aggressive 2065 Fund n/a |
| FlexPATH Strategies Conservative 2065 Fund n/a |
| FlexPATH Strategies Moderate 2065 Fund n/a |
| Great Gray Trust Company Emerging Markets Fund n/a (MCCGX) |
| Great Gray Trust Company EuroPacific Growth Fund n/a |
| Great Gray Trust Company Mid Cap Growth Fund n/a (MXMGX) |
| Great Gray Trust Company Mid Cap Value Fee Fund n/a (MXMCX) |
| Great Gray Trust Company International Stock Fund n/a (SSAIX) |
| Great Gray Trust Company Small Cap Value Fund n/a (MXLSX) |
| J.P. Morgan U.S. Equity Fund n/a |
| PIMCO Income Fund Institutional n/a (PFIIX) |
| Putnam Investments Large Cap Value Fund n/a |
| T. Rowe Price Large-Cap Growth Fund n/a (TPLGX) |
| Wilmington Trust Core Plus Bond n/a (GPBFX) |
Investment model portfolios
We provide two types of investment model portfolios for STANLEY MARTIN 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for STANLEY MARTIN 401(K) PLAN