Investment options of STAKEHOLDER PAYROLL SERVICES, LLC. 401(K) PLAN
Total Available Funds: 27
| Investment Description |
|---|
| Macquarie Small Cap Value Fund 3 shares |
| Loomis Sayles Small Cap Growth Fund 31,188 shares |
| Invesco Developing Markets Fund 3,096 shares |
| PIMCO Diversified Income Fund 12,065 shares |
| Macquarie Mid Cap Growth Fund 44,708 shares |
| John Hancock Funds Disciplined Value Fund 30,878 shares |
| JPMorgan Large Cap Growth Fund 18,371 shares |
| John Hancock Funds Disciplined Value Mid Cap Fund 416 shares |
| Fidelity 500 Index Fund 23,042 shares |
| Fidelity Mid Cap Index Fund 21,304 shares |
| Fidelity Small Cap Index Fund 839 shares |
| Fidelity International Index Fund 6,227 shares |
| Fidelity Freedom Index Income Fund 28,736 shares |
| Fidelity Freedom Index 2010 Fund 31,082 shares |
| Fidelity Freedom Index 2015 Fund 73,082 shares |
| Fidelity Freedom Index 2020 Fund 292,830 shares |
| Fidelity Freedom Index 2025 Fund 477,465 shares |
| Fidelity Freedom Index 2030 Fund 749,906 shares |
| Fidelity Freedom Index 2035 Fund 823,782 shares |
| Fidelity Freedom Index 2040 Fund 663,994 shares |
| Fidelity Freedom Index 2045 Fund 572,758 shares |
| Fidelity Freedom Index 2050 Fund 489,751 shares |
| Fidelity Freedom Index 2055 Fund 380,995 shares |
| Fidelity Freedom Index 2060 Fund 199,207 shares |
| Fidelity Freedom Index 2065 Fund 91,935 shares |
| Fidelity Freedom Index 2070 Fund 1,524 shares |
| Through July 2034 |
Investment model portfolios
We provide two types of investment model portfolios for STAKEHOLDER PAYROLL SERVICES, LLC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for STAKEHOLDER PAYROLL SERVICES, LLC. 401(K) PLAN