Investment options of SQUARESPACE, INC. 401(K) PLAN
Total Available Funds: 35
| Investment Description |
|---|
| American Funds Target Date 2055 R6 N/R |
| American Funds Target Date 2050 R6 N/R |
| Fidelity 500 Index Fund N/R |
| American Funds Target Date 2045 R6 N/R |
| American Funds Target Date 2060 R6 N/R |
| American Funds Target Date 2040 R6 N/R |
| Vanguard Information Technology Index Admiral N/R |
| Fidelity Large Cap Growth Index Fund N/R |
| Fidelity Mid Cap Index Fund N/R |
| Fidelity International Index Fund N/R |
| American Funds Target Date 2035 R6 N/R |
| Fidelity Small Cap Index Fund N/R |
| American Funds Target Date 2065 R6 N/R |
| Fidelity US Bond Index Fund N/R |
| American Funds Target Date 2030 R6 N/R |
| Parnassus Parnassus Core Equity IS N/R |
| Fidelity Emerging Markets Index Fund N/R |
| Victory Victory Sycamore Established Value R6 Fund N/R |
| American Funds New Perspective R6 Fund N/R |
| Janus Henderson Triton Fund Class N N/R |
| American Funds American Mutual R6 Fund N/R |
| Carillon Eagle Carillon Eagle Mid Cap Growth R6 Fund N/R |
| American Funds Balanced R6 Fund N/R |
| BlackRock High Yield Bond Portfolio Class K N/R |
| DFA US Targeted Value Portfolio Institutional Class N/R |
| American Funds Target Date 2020 R6 N/R |
| American Funds EuroPacific Growth R6 N/R |
| JP Morgan JP Morgan International Equity R6 Fund N/R |
| American Funds Target Date 2025 R6 N/R |
| American Century Government Bond R5 Fund N/R |
| PIMCO Real Return Institutional N/R |
| American Funds Target Date 2010 R6 N/R |
| American Funds Target Date 2015 R6 N/R |
| Cohen & Steers Cohen & Steers US Reality Fund Class P N/R |
| from 4.25% to 9.50%, maturing through May |
Investment model portfolios
We provide two types of investment model portfolios for SQUARESPACE, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SQUARESPACE, INC. 401(K) PLAN