Investment options of SOUTHERN NEW HAMPSHIRE MEDICAL CENTER 401(A) RETIREMENT SAVINGS PLUS PLAN
Total Available Funds: 38
| Investment Description |
|---|
| FIDELITY 500 INDEX FUND |
| FIDELITY AMERICAN CENTURY EQUITY, INC. |
| FIDELITY AMERICAN MDCPVAL INV |
| FIDELITY ASSET MANAGER 60% FUND |
| FIDELITY CONTRAFUND K FUND |
| FIDELITY EXTENDED MARKET INDEX FUND |
| FIDELITY FREEDOM K 2005 K FUND |
| FIDELITY FREEDOM K 2010 K FUND |
| FIDELITY FREEDOM K 2015 K FUND |
| FIDELITY FREEDOM K 2020 K FUND |
| FIDELITY FREEDOM K 2025 K FUND |
| FIDELITY FREEDOM K 2030 K FUND |
| FIDELITY FREEDOM K 2035 K FUND |
| FIDELITY FREEDOM K 2040 K FUND |
| FIDELITY FREEDOM K 2045 K FUND |
| FIDELITY FREEDOM K 2050 K FUND |
| FIDELITY FREEDOM K 2055 K FUND |
| FIDELITY FREEDOM K 2060 K FUND |
| FIDELITY FREEDOM K 2065 K FUND |
| FIDELITY FREEDOM INCOME K FUND |
| FIDELITY GROWTH COMPANY K FUND |
| FIDELITY INTERNATIONAL INDEX FUND |
| FIDELITY LOW-PRICED STOCK K FUND |
| FIDELITY PURITAN K FUND |
| FIDELITY SMALL CAP VALUE FUND |
| FIDELITY SHORT-TERM TREASURY BOND INDEX FUND |
| FIDELITY STRATEGIC INCOME FUND |
| FIDELITY US BOND INDEX FUND |
| AMERICAN FUNDS CAPITAL WORLD BOND FUND |
| BLACKROCK GLOBAL ALLOCATION I |
| BROWN CAPITAL MANAGEMENT INTERNATIONAL SMALL COMPANY FUND |
| COLUMBIA DIVIDEND INCOME FUND |
| HARBOR SMALL CAP VALUE FUND |
| HARTFORD CORE EQUITY FUND |
| INVESCO DEVELOPING MARKETS R6 |
| JANUS HENDERSON TRITON FUND CLASS N |
| MFS INTERNATIONAL DIVERSIFICATION FUND |
| METROPOLITAN WEST TOTAL RETURN BOND |
Investment model portfolios
We provide two types of investment model portfolios for SOUTHERN NEW HAMPSHIRE MEDICAL CENTER 401(A) RETIREMENT SAVINGS PLUS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SOUTHERN NEW HAMPSHIRE MEDICAL CENTER 401(A) RETIREMENT SAVINGS PLUS PLAN