Investment options of SOUTHERN DEVELOPMENT RESOURCES, LLC RETIREMENT PLAN
Total Available Funds: 35
| Investment Description |
|---|
| JH RL AT 2010 POOLED SEPARATE ACCOUNT |
| JH RL AT 2055 POOLED SEPARATE ACCOUNT |
| JH RL AT 2025 POOLED SEPARATE ACCOUNT |
| JH RL AT 2030 POOLED SEPARATE ACCOUNT |
| JH RL AT 2035 POOLED SEPARATE ACCOUNT |
| JH RL AT 2040 POOLED SEPARATE ACCOUNT |
| JH RL AT 2045 POOLED SEPARATE ACCOUNT |
| JH RL AT 2050 POOLED SEPARATE ACCOUNT |
| JH VS UTILITY POOLED SEPARATE ACCOUNT |
| JPM USE POOLED SEPARATE ACCOUNT |
| JH SGF POOLED SEPARATE ACCOUNT |
| JH FUN ALLCP POOLED SEPARATE ACCOUNT |
| JH VS BLUECHIP POOLED SEPARATE ACCOUNT |
| VG 2020 POOLED SEPARATE ACCOUNT |
| VG 2015 POOLED SEPARATE ACCOUNT |
| JH HEALTH SCIENCE POOLED SEPARATE ACCOUNT |
| JH VS INTSM POOLED SEPARATE ACCOUNT |
| JH FUND LCV POOLED SEPARATE ACCOUNT |
| JH EUROPACIFIC POOLED SEPARATE ACCOUNT |
| JH SMALL G DROWTH RA POOLED SEPARATE ACCOUNT |
| JH SCIENCE & TECHNOLOGY POOLED SEPARATE ACCOUNT |
| JH VS FINANCIAL POOLED SEPARATE ACCOUNT |
| JH VS IT CO POOLED SEPARATE ACCOUNT |
| T.ROWE PRICE ERA POOLED SEPARATE ACCOUNT |
| VG 2025 POOLED SEPARATE ACCOUNT |
| VG 2030 POOLED SEPARATE ACCOUNT |
| VG 2035 POOLED SEPARATE ACCOUNT |
| VG 2040 POOLED SEPARATE ACCOUNT |
| VG 2045 POOLED SEPARATE ACCOUNT |
| VG 2050 POOLED SEPARATE ACCOUNT |
| VG 2055 POOLED SEPARATE ACCOUNT |
| VG 2060 POOLED SEPARATE ACCOUNT |
| JH BOND FUND POOLED SEPARATE ACCOUNT |
| JH DFA TAVA POOLED SEPARATE ACCOUNT |
| VG 2065 POOLED SEPARATE ACCOUNT |
Investment model portfolios
We provide two types of investment model portfolios for SOUTHERN DEVELOPMENT RESOURCES, LLC RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SOUTHERN DEVELOPMENT RESOURCES, LLC RETIREMENT PLAN