Investment options of SOUTHEAST FOREST PRODUCTS 401(K) PLAN
Total Available Funds: 38
| Investment Description |
|---|
| VANGUARD CORE BOND |
| ISHARES S&P 500 INDEX K |
| AMERICAN FUNDS AMERICAN MUTUAL R6 |
| JP MORGAN EMERGING MKTS EQ R6 |
| MFS RESEARCH INTERNATIONAL R6 |
| VANGUARD HIGH DIVIDEND YIELD INDEX ADM |
| AMERICAN FUNDS 2040 TRGT DATE RETIRE R6 |
| VANGUARD TOTAL STOCK MKT IDX ADM |
| VANGUARD MID‐CAP VALUE INDEX ADMIRAL |
| JANUS HENDERSON GLOBAL EQUITY INCOME I |
| AB LARGE CAP GROWTH Z |
| VANGUARD TOTAL WORLD STOCK INDEX ADMIRAL |
| VANGUARD MID CAP INDEX FUND ‐ ADMIRAL |
| DWS ENHANCED COMMODITY STRATEGY R6 |
| PIMCO REAL RETURN INSTL |
| VANGUARD INTERNATIONAL GROWTH ADM |
| MORGAN STANLEY INST DISCOVERY I |
| VANGUARD BALANCED INDEX ADM |
| AMERICAN CENTURY SMALL CAP VALUE R6 |
| BLACKROCK HIGH YIELD BOND INSTL |
| DELAWARE SMALL CAP CORE I |
| MORGAN STANLEY INST GROWTH I |
| VANGUARD GROWTH INDEX ADM |
| ISHARES RUSSELL MID‐CAP INDEX K |
| THORNBURG INTERNATIONAL GROWTH R6 |
| VANGUARD SMALL CAP INDEX ADM |
| PRINCIPAL REAL ESTATE SECURITIES INST |
| PGIM INCOME INSTL |
| ISHARES RUSSELL 2000 SMALL‐CAP INDEX K |
| VANGUARD REAL ESTATE INDEX ADMIRAL |
| MORGAN STANLEY INST INCEPTION PORT I |
| INVESCO GLOBAL REAL ESTATE INCOME R6 |
| PGIM GLOBAL TOTAL RETURN R6 |
| VANGUARD SMALL CAP GROWTH INDEX ADMIRAL |
| AB SMALL CAP GROWTH Z |
| VANGUARD GLOBAL EQUITY FUND |
| AMERICAN FUNDS 2050 TRGT DATE RETIRE R6 |
| VANGUARD TOTAL INTL BD IDX ADMIRAL |
Investment model portfolios
We provide two types of investment model portfolios for SOUTHEAST FOREST PRODUCTS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SOUTHEAST FOREST PRODUCTS 401(K) PLAN