Investment options of SOUTH PLAINS IMPLEMENT, LTD 401K PLAN
Total Available Funds: 41
| Investment Description |
|---|
| American Funds American Balanced Fund Pooled Separate Account |
| American Funds Growth Fund of America Pooled Separate Account |
| American Funds Growth and Inc Pooled Separate Account |
| American Funds New Perspective Pooled Separate Account |
| American Funds New World Fund Pooled Separate Account |
| American Funds Small Cap World Pooled Separate Account |
| Best of America Pooled Separate Account |
| DFA US Targeted Value I Pooled Separate Account |
| DFA US Vector Equity I Pooled Separate Account |
| Federated Hermes Gvmnt Obligations Fund Pooled Separate Account |
| Fidelity Midcap Index Fund Pooled Separate Account |
| Hartford Dividend Growth Inv Pooled Separate Account |
| Ivy Asset Strategy Fund Pooled Separate Account |
| Neuber Genesis Pooled Separate Account |
| Nationwide BNY Mellon Cr PL Bd ESGR6 Pooled Separate Account |
| PGIM High Yield Pooled Separate Account |
| PGIM Jennison Utility Pooled Separate Account |
| TIAA-CREF Lifecycle Index 2015 Pooled Separate Account |
| TIAA-CREF Lifecycle Index 2025 Pooled Separate Account |
| TIAA-CREF Lifecycle Index 2030 Pooled Separate Account |
| TIAA-CREF Lifecycle Index 2035 Pooled Separate Account |
| TIAA-CREF Lifecycle Index 2040 Pooled Separate Account |
| TIAA-CREF Lifecycle Index 2045 Pooled Separate Account |
| TIAA-CREF Lifecycle Index 2050 Pooled Separate Account |
| TIAA-CREF Lifecycle Index 2055 Pooled Separate Account |
| TIAA-CREF Lifecycle Index 2060 Pooled Separate Account |
| TIAA-CREF Lifecycle Index 2065 Pooled Separate Account |
| TIAA-CREF Lifecycle Index Rt Inc Pooled Separate Account |
| T Rowe Price New American Growth Fund Pooled Separate Account |
| Vanguard 500 Index Fund Pooled Separate Account |
| Vanguard Developed Markets Index Admiral Pooled Separate Account |
| Vanguard Dividend Growth Inv Pooled Separate Account |
| Vanguard Growth Index Pooled Separate Account |
| Vanguard Health Care Index Pooled Separate Account |
| Vanguard Information Tech Index Pooled Separate Account |
| Vanguard Midcap Growth Index Pooled Separate Account |
| Vanguard Materials Index Pooled Separate Account |
| Vanguard Small Cap Index Pooled Separate Account |
| Nationwide Geneva Small Cap Growth Pooled Separate Account |
| BlackRock 40/60 Target Allocation Pooled Separate Account |
| Nationwide Fixed Select Option Guaranteed Interest Account |
Investment model portfolios
We provide two types of investment model portfolios for SOUTH PLAINS IMPLEMENT, LTD 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SOUTH PLAINS IMPLEMENT, LTD 401K PLAN