Investment options of SOURCE CODE HOLDINGS LLC 401(K) PLAN
Total Available Funds: 25
| Investment Description |
|---|
| Principal Global Investors Prin LifeTime Hybrid 2015 |
| Principal Global Investors Prin LifeTime Hybrid 2020 |
| Principal Global Investors Prin LifeTime Hybrid 2025 |
| Principal Global Investors Prin LifeTime Hybrid 2030 |
| Principal Global Investors Prin LifeTime Hybrid 2035 |
| Principal Global Investors Prin LifeTime Hybrid 2040 |
| Principal Global Investors Prin LifeTime Hybrid 2045 |
| Principal Global Investors Prin LifeTime Hybrid 2050 |
| Principal Global Investors Prin LifeTime Hybrid 2055 |
| Principal Global Investors Prin LifeTime Hybrid 2060 |
| Principal Global Investors Prin LifeTime Hybrid 2065 |
| American Beacon AM Funds New Economy R4 Fund |
| Macquarie Macquarie Diversified Income A |
| PIMCO Income R Fund |
| American Beacon Amer Bea LG C VL ADV FD |
| Franklin Mutual Advisers, LLC Franklin DynaTech R Fund |
| Principal Global Investors LargeCap S&P 500 Index R5 Fund |
| Columbia Management Advisors Small Cap Growth I A FD |
| Macquarie Macquarie Small Cap Value A FD |
| Principal Global Investors Midcap S&P 400 Index R4 Fund |
| Principal Global Investors SmallCap S&P 600 Index R4 Fund |
| Capital Research and MGMT Co. AM FDS EuroPacific GRTH R4 FD |
| Capital Research and MGMT Co. AM Funds New Economy R4 Fund |
| Capital Research and MGMT Co. American FDs New World R4 Fund |
| Principal Global Investors International Equity Index R5 Fund |
Investment model portfolios
We provide two types of investment model portfolios for SOURCE CODE HOLDINGS LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SOURCE CODE HOLDINGS LLC 401(K) PLAN