Investment options of SOMFY SYSTEMS, INC. EMPLOYEES PROFIT SHARING PLAN
Total Available Funds: 35
| Investment Description |
|---|
| LINCOLN NATIONAL INSURANCE COMPANY LINCOLN STABLE VALUE FUND |
| FIDELITY 500 INDEX FUND |
| FIDELITY MULTI ASSET FUND |
| JP MORGAN LARGE CAP GROWTH FUND- R6 |
| FIDELITY FREEDOM INDEX 2045 IRP |
| FIDELITY FREEDOM INDEX 2040 IPR |
| FIDELITY FREEDOM INDEX 2035 IPR |
| VANGUARD MID-CAP GROWTH INDEX FUND |
| FIDELITY BALANCED FUND- CLASS K |
| FRANKLIN DYNATECH FUND- R6 |
| FIDELITY FREEDOM INDEX 2025 IPR |
| FIDELITY FREEDOM INDEX 2055 IRP |
| VANGUARD INTERNATIONAL GROWTH FUND |
| DIMENSIONAL FUND ADVISORS DFA US LARGE CAP VALUE PORTFOLIO |
| VANGUARD LIFE STRATEGY CONSERVATIVE GROWTH FUND |
| FIDELITY SMALL CAP INDEX FUND |
| FIDELITY MID CAP INDEX FUND |
| FIDELITY LARGE CAP GROWTH INDEX FUND |
| ISHARES MSCI EAFE INTERNATIONAL INDEX FUND- K |
| AMERICAN FUNDS NEW WORLD FUND- R6 |
| AMERICAN FUNDS MODERATE GROWTH AND INCOME PORTFOLIO- R6 |
| JANUS HENDERSON TRITON FUND- N |
| DIMENSIONAL FUND ADVISORS DFA INFLATION-PROTECTED SECURITIES PORTFOLIO |
| PUTNAM DIVERSIFIED INCOME TRUST FUND R6 |
| DIMENSIONAL FUND ADVISORS DFA INTERNATIONAL VALUE PORTFOLIO |
| FIDELITY CAPITAL AND INCOME FUND |
| VANGUARD VALUE INDEX FUND |
| FRANKLIN UTILITIES FUND- R6 |
| MFS INTERNATIONAL GROWTH FUND R6 |
| FIDELITY SELECT HEALTH CARE PORTFOLIO |
| FIDELITY FREEDOM INDEX 2050 IRP |
| FIDELITY SHORT-TERM BOND INDEX FUND |
| AMERICAN FUNDS FUNDAMENTAL INVESTORS- R6 |
| FIDELITY FREEDOM INDEX 2065 IRP |
| PILGRIM TOTAL RETURN FUND R6 |
Investment model portfolios
We provide two types of investment model portfolios for SOMFY SYSTEMS, INC. EMPLOYEES PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SOMFY SYSTEMS, INC. EMPLOYEES PROFIT SHARING PLAN