Investment options of SOLIANT 401(K) PLAN
Total Available Funds: 29
| Investment Description |
|---|
| Vanguard Ttl Bd Mkt Idx Adm Fd |
| American Funds Bal R6 Fd |
| Fidelity Frdm Idx Inc Inv Prem |
| Fidelity Frdm Idx 2010 Inv Pre |
| Fidelity Frdm Idx 2020 Inv Pre |
| Fidelity Frdm Idx 2025 Inv Pre |
| Fidelity Frdm Idx 2030 Inv Pre |
| Fidelity Frdm Idx 2035 Inv Pre |
| Fidelity Frdm Idx 2040 Inv Pre |
| Fidelity Frdm Idx 2045 Inv Pre |
| Fidelity Frdm Idx 2050 Inv Pre |
| Fidelity Frdm Idx 2055 Inv Pre |
| Fidelity Frdm Idx 2060 Inv Pre |
| Fidelity Frdm Idx 2065 Inv Pre |
| Dodge & Cox Stock Fund |
| Fidelity Contrafund |
| Fidelity Mid Cp |
| Fidelity Sm Cp |
| JP Morgan Large Cap Gr R6 Fd |
| JP Morgan Emerg Cap Gr R6 Fd |
| BlackRock Md-Cp Gr Eq K Fd |
| Franklin Small Cap Value R6 Fd |
| Victory Sycamore Est Val R6 Fd |
| PGIM High Yield R6 Fund |
| Baird Core Pulse Bond I Fund |
| Vanguard Intl Growth Adm Fd |
| Vanguard Ttl Intl Stk Idx Adm Fd |
| Putnam Small Cap Growth Fund |
| Principal Guaranteed Option |
Investment model portfolios
We provide two types of investment model portfolios for SOLIANT 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SOLIANT 401(K) PLAN