Investment options of SOLARIS 401(K) PLAN
Total Available Funds: 37
| Investment Description |
|---|
| MATRIX TRUST CO BLACKROCK MID CAP GROWTH EQUITY FUND |
| MATRIX TRUST CO COLUMBIA SELIGMAN COMMS AND INFO INST3 |
| MATRIX TRUST CO DODGE & COX STOCK FUND |
| MATRIX TRUST CO FIDELITY SELECT HEALTH CARE PORTFOLIO |
| MATRIX TRUST CO FIDELITY SMALL CAP DISCOVERY FUND |
| MATRIX TRUST CO FRANKLIN UTILITIES FUND |
| MATRIX TRUST CO GMO RESOURCES FUND |
| MATRIX TRUST CO GQG PARTNERS EMERGING MKTS EQUITY |
| MATRIX TRUST CO MFS MID CAP VALUE FUND |
| MATRIX TRUST CO PARAMETRIC INTERNATIONAL EQUITY |
| MATRIX TRUST CO PIMCO INTL BOND (USD-HEDGED) |
| MATRIX TRUST CO PRINCIPAL REAL ESTATE SECURITIES |
| MATRIX TRUST CO PRINCIPAL SMALLCAP GROWTH I FUND |
| MATRIX TRUST CO T. ROWE PRICE CAPITAL APPRECIATION |
| MATRIX TRUST CO T. ROWE PRICE ALL-CAP OPPORTUNITIES FUND |
| MATRIX TRUST CO VANGUARD FINANCIALS INDEX FUND |
| MATRIX TRUST CO VANGUARD GROWTH INDEX FUND |
| MATRIX TRUST CO VANGUARD HIGH-YIELD CORPORATE FUND |
| MATRIX TRUST CO VANGUARD INSTITUTIONAL INDEX FUND |
| MATRIX TRUST CO VANGUARD INTRMD TERM TREASURY |
| MATRIX TRUST CO VANGUARD MID CAP INDEX |
| MATRIX TRUST CO VANGUARD PACIFIC STOCK INDEX FUND |
| MATRIX TRUST CO VANGUARD SMALL-CAP VALUE INDEX |
| MATRIX TRUST CO VANGUARD TARGET RETIREMENT 2020 FUND |
| MATRIX TRUST CO VANGUARD TARGET RETIREMENT 2025 FUND |
| MATRIX TRUST CO VANGUARD TARGET RETIREMENT 2030 FUND |
| MATRIX TRUST CO VANGUARD TARGET RETIREMENT 2035 FUND |
| MATRIX TRUST CO VANGUARD TARGET RETIREMENT 2040 FUND |
| MATRIX TRUST CO VANGUARD TARGET RETIREMENT 2045 FUND |
| MATRIX TRUST CO VANGUARD TARGET RETIREMENT 2050 FUND |
| MATRIX TRUST CO VANGUARD TARGET RETIREMENT 2055 FUND |
| MATRIX TRUST CO VANGUARD TARGET RETIREMENT 2060 FUND |
| MATRIX TRUST CO VANGUARD TARGET RETIREMENT 2065 FUND |
| MATRIX TRUST CO VANGUARD TARGET RETIREMENT INCOME FUND |
| METLIFE STABLE VALUE 25554 CLASS J |
| CASH ACCOUNT |
| SELF-DIRECTED ACCOUNTS |
Investment model portfolios
We provide two types of investment model portfolios for SOLARIS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SOLARIS 401(K) PLAN