Investment options of SN SERVICING 401(K) PLAN
Total Available Funds: 33
| Investment Description |
|---|
| AmCen Infl-Adj Bond Fnd A Registered Investment Company |
| American Funds Am Balanced R4 Registered Investment Company |
| American Funds EuroPacific R4 Registered Investment Company |
| American Funds Fdmntl Inv R4 Registered Investment Company |
| American Funds Growth Fnd R4 Registered Investment Company |
| American Funds Income Fnd R4 Registered Investment Company |
| American Funds Nw Prspctv R4 Registered Investment Company |
| American Funds Wash Mutual R4 Registered Investment Company |
| CRM Mid Cap Value Fund Inv Registered Investment Company |
| ClrBrg SmCp Grw Fnd A Registered Investment Company |
| Columbia Sel Mid Cap Value A Registered Investment Company |
| Franklin Small Cap Val VIP 2 Registered Investment Company |
| Loomis Sayles SmCp Vl Fnd Ret Registered Investment Company |
| MFS Value Fund R2 Registered Investment Company |
| PIMCO Intl Bd Fd US Dl-Hdg A Registered Investment Company |
| Pioneer Strategic Income Fnd R Registered Investment Company |
| VY CBRE Rl Estate Prt Srv Registered Investment Company |
| Voya Gv Mny Mkt F A (Hld Acct) Registered Investment Company |
| Voya High Yield Port Srv Registered Investment Company |
| Voya Index Solution 2065 P Srv Registered Investment Company |
| Voya Indx Solution 2025 P Srv Registered Investment Company |
| Voya Indx Solution 2030 P Srv Registered Investment Company |
| Voya Indx Solution 2035 P Srv Registered Investment Company |
| Voya Indx Solution 2040 P Srv Registered Investment Company |
| Voya Indx Solution 2045 P Srv Registered Investment Company |
| Voya Indx Solution 2050 P Srv Registered Investment Company |
| Voya Indx Solution 2055 P Srv Registered Investment Company |
| Voya Indx Solution 2060 P Srv Registered Investment Company |
| Voya Indx Solution Inc P Srv Registered Investment Company |
| Voya Intermediate Bond Fund A Registered Investment Company |
| Voya Mid Cap Opport Port S Registered Investment Company |
| Voya MltMgr Intl Sm Cap Fd A Registered Investment Company |
| Voya US Stock Index Port Srv2 Registered Investment Company |
Investment model portfolios
We provide two types of investment model portfolios for SN SERVICING 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SN SERVICING 401(K) PLAN