Investment options of SMI 401(K) PLAN
Total Available Funds: 41
| Investment Description |
|---|
| NYL Anchor Account |
| Nuveen LC Index 2025 Registered Investment Company |
| Nuveen LC Index 2035 Registered Investment Company |
| Nuveen LC Index 2045 Registered Investment Company |
| Nuveen LC Index 2040 Registered Investment Company |
| AMF Bond Fund of America R6 Registered Investment Company |
| Vanguard Mid Cap Index Adm Registered Investment Company |
| Vanguard Growth Index Fund Adm Registered Investment Company |
| State St Equity 500 Index K Registered Investment Company |
| Vanguard Small Cap Index Admrl Registered Investment Company |
| Vanguard Value Index Fund Admr Registered Investment Company |
| Nuveen LC Index 2055 Registered Investment Company |
| Nuveen LC Index 2020 Registered Investment Company |
| PIMCO Stocksplus Intl I Registered Investment Company |
| Nuveen LC Index 2065 Registered Investment Company |
| Nuveen LC Index 2060 Registered Investment Company |
| PIMCO Income Fund Instl Registered Investment Company |
| Trowe Government Money I Registered Investment Company |
| Nuveen LC Index 2050 Registered Investment Company |
| Nuveen LC Index 2030 Registered Investment Company |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| NUVEEN LC INDEX 2025 R6 |
| NUVEEN LC INDEX 2035 R6 |
| NUVEEN LC INDEX 2045 R6 |
| NUVEEN LC INDEX 2040 R6 |
| AMF BOND FUND OF AMERICA R6 |
| VANGUARD MID CAP INDEX – ADM |
| VANGUARD GROWTH INDEX FUND ADM |
| STATE ST EQUITY 500 INDEX K |
| VANGUARD SMALL CAP INDEX ADMRL |
| VANGUARD VALUE INDEX FUND ADMR |
| NUVEEN LC INDEX 2055 R6 |
| NUVEEN LC INDEX 2020 R6 |
| PIMCO STOCKSPLUS INTL I |
| NUVEEN LC INDEX 2065 R6 |
| NUVEEN LC INDEX 2060 R6 |
| PIMCO INCOME FUND – INSTL |
| TROWE GOVERNMENT MONEY I |
| NUVEEN LC INDEX 2050 R6 |
| NUVEEN LC INDEX 2030 R6 |
Investment model portfolios
We provide two types of investment model portfolios for SMI 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SMI 401(K) PLAN