Investment options of SMARTLINK, LLC 401(K) PLAN
Total Available Funds: 31
| Investment Description |
|---|
| ALLIANCE BERNSTEIN AB GLOBAL BOND FUND |
| AMERICAN FUNDS AMERICAN FUNDS GROWTH FUND |
| AMERICAN FUNDS AMERICAN FUNDS NEW WORLD R4 FUND |
| FIDELITY BROKERAGE LINK UNIT FUND |
| EATON VANCE EATON VANCE INCOME FUND OF BOSTON |
| FIDELITY FIDELITY 500 INDEX FUND |
| FIDELITY FIDELITY ADVISOR FREEDOM 2005 CLASS A FUND |
| FIDELITY FIDELITY ADVISOR FREEDOM 2015 CLASS A FUND |
| FIDELITY FIDELITY ADVISOR FREEDOM 2020 CLASS A FUND |
| FIDELITY FIDELITY ADVISOR FREEDOM 2025 CLASS A FUND |
| FIDELITY FIDELITY ADVISOR FREEDOM INCOME FUND |
| FIDELITY FIDELITY ADVISOR GOVERNMENT INCOME FUND |
| FIDELITY FIDELITY ADVISOR INTERNATIONAL GROWTH FUND |
| FIDELITY FIDELITY ADVISOR REAL ESTATE FUND |
| FIDELITY FIDELITY EXTENDED MARKET INDEX PR FUND |
| FIDELITY FIDELITY GLOBAL EX U. S. INDEX FUND |
| FIDELITY FIDELITY TOTAL MARKET INDEX FUND |
| FIDELITY FIDELITY U. S. BOND INDEX FUND |
| INVESCO INVESCO DIVERSIFIED DIVIDEND FUND |
| ISHARES ISHARES RUSSELL MID- CAP INDEX FUND |
| JANUS JANUS HENDERSON ENTERPRISE S FUND |
| JPMORGAN JPMORGAN U. S. RESEARCH ENHANCED EQUITY FUND |
| JPMORGAN JPMORGAN U. S. SMALL COMPANY FUND |
| LAZARD LAZARD INTERNATIONAL STRATEGIC EQUITY FUND |
| LOOMIS LOOMIS SAYLES CORE PLUS BOND FUND |
| MFS MFS EMERGING MARKETS DEBT FUND |
| MFS MFS INTERNATIONAL DIVERSIFICATION FUND |
| VANGUARD VANGUARD TARGET RETIREMENT 2040 FUND |
| VICTORY CAPITAL VICTORY RS SMALL CAP GROWTH FUND |
| WELLS FARGO WELLS FARGO SMALL CAP VALUE A FUND |
| WELLS FARGO WELLS FARGO SPECIAL MID CAP VALUE FUND |
Investment model portfolios
We provide two types of investment model portfolios for SMARTLINK, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SMARTLINK, LLC 401(K) PLAN