Investment options of SLAVIC SECURE PEP
Total Available Funds: 35
| Investment Description |
|---|
| Notes receivable from participants (interest rate range 4.25%-9.50%) |
| Fidelity FXNAX – Fidelity US Bond |
| Fidelity FXAIX – Fidelity |
| BlackRock BTMKX – iShares MSCI EAFE International Index Fund Class K |
| Vanguard VFORX – Vanguard Target Retirement 2040 Fund Investor Shares |
| Vanguard VTIVX – Vanguard Target Retirement 2045 |
| Vanguard VTTHX – Vanguard Target Retirement 2035 Fund Investor Shares |
| Vanguard VFIFX – Vanguard Target Retirement 2050 Fund Investor Shares |
| Vanguard VWUAX – Vanguard Us Growth Admiral |
| Vanguard VITAX – Vanguard Information Technology Index Fund Admiral Shares |
| Vanguard VFFVX – Vanguard Target Retirement 2055 Fund Investor Shares |
| Vanguard VTHRX – Vanguard Target Retirement 2030 |
| Fidelity FLCOX – Fidelity Large Cap Value Index |
| Vanguard VTTSX – Vanguard Target Retirement 2060 Fund Investor Shares |
| Vanguard VMVAX – Vanguard Mid Cap Value Index Admiral |
| Vanguard VTAPX – Vanguard Short-Term Inflation-Protected Securities Index Fund Admiral Shares |
| Vanguard VSMAX – Vanguard Small-Cap Index Fund Admiral Shares |
| Vanguard VTTVX – Vanguard Target Retirement 2025 |
| BlackRock BMGKX – BlackRock Mid Cap Growth Eq Port Cl K |
| Fidelity FSMDX – Fidelity Mid Cap Index |
| American Funds RNPGX – American Funds New Perspective R6 |
| Franklin/Templeton FSMLX – Franklin Small Cap Growth R6 |
| American Funds RERGX – American Funds EuroPacific Growth Fund Class R6 |
| Vanguard VSIAX – Vanguard Small Cap Value Index Fund Admiral Shares |
| Fidelity FPADX – Fidelity Emerging Markets Index |
| Vanguard VLXVX – Vanguard Target Retirement 2065 Inv |
| Fidelity FNSOX – Fidelity Short-Term Bond Index |
| Vanguard VMIAX – Vanguard Materials Index Adm |
| Fidelity FSUTX – Fidelity Select Utilities |
| Vanguard VSVNX – Vanguard Target Retirement 2070 |
| Dimensional Fund Advisors DIPSX – DFA Inflation Protected Sec Port |
| John Hancock JHBSX – John Hancock Bond R6 |
| Vanguard VSGDX – Vanguard Short-Term Federal Fund Admiral Shares |
| Vanguard VTWNX – Vanguard Target Retirement 2020 |
| Vanguard VTINX – Vanguard Target Retirement Income Fund Investor Class |
Investment model portfolios
We provide two types of investment model portfolios for SLAVIC SECURE PEP participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SLAVIC SECURE PEP