Investment options of SKYWAY PRECISION INC. 401(K) PLAN
Total Available Funds: 27
| Investment Option List |
|---|
| Company BlackRock Equity DIV I |
| JPMorgan Midcap Value L (PVMIX) |
| Vanguard Inflation Protected Fund -ADM (VIPSX) |
| Vanguard International Growth Fund AD (VWILX) |
| Vanguard Target Ret 2060 (VTTSX) |
| Vanguard Target Ret 2045 (VTIVX) |
| Vanguard Target Ret 2035 (VTTHX) |
| Vanguard Target Ret 2025 (VTTVX) |
| Vanguard Target Ret 2055 (VFFVX) |
| T. Rowe Price Institutional Mid-Cap Growth Fund (PMEGX) |
| American Beacon Small Cap Value Fund (AASVX) |
| Vanguard Target Ret 2020 (VTWNX) |
| Vanguard Target Ret 2030 (VTHRX) |
| Vanguard Target Ret 2040 (VFORX) |
| Vanguard Target Ret 2050 (DRIJX) |
| MFS International Value R3 (MINIX) |
| Vanguard Target RET INC (VTINX) |
| PIMCO Income A (PFIIX) |
| Fidelity US Bond Index (FSHBX) |
| Fidelity 500 Index (FUSEX) |
| Fidelity Govt Mmkt (FDRXX) |
| T. Rowe Price QM US Small- Cap GR 1 (PRSVX) |
| AF Europac Growth R6 |
| MainStay Winslow Large Cap Growth A (MLRMX) |
| Vanguard Target Ret 2065 (VSXFX) |
| Return Fund C |
| from 5.25 to 10.50 percent – |
Investment model portfolios
We provide two types of investment model portfolios for SKYWAY PRECISION INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SKYWAY PRECISION INC. 401(K) PLAN