Investment options of SITETRACKER, INC. 401K PLAN
Total Available Funds: 66
| Investment Description |
|---|
| State Street Global All Country Ex-US Index II |
| State Street Russell Small Cap Index Non-Lending Series |
| State Street Russell Small/Mid Cap Index Non-Lending Class C |
| State Street S&P 500 Index Securities Lending Series II |
| State Street US Inflation Protected Bond Index Non-Lending Common |
| T. Rowe Price Retirement 2005 Trust Fund – Class H |
| T. Rowe Price Retirement 2010 Trust Fund – Class H |
| T. Rowe Price Retirement 2015 Trust Fund – Class H |
| T. Rowe Price Retirement 2020 Trust Fund – Class H |
| T. Rowe Price Retirement 2025 Trust Fund – Class H |
| T. Rowe Price Retirement 2030 Trust Fund – Class H |
| T. Rowe Price Retirement 2035 Trust Fund – Class H |
| T. Rowe Price Retirement 2040 Trust Fund – Class H |
| T. Rowe Price Retirement 2045 Trust Fund – Class H |
| T. Rowe Price Retirement 2050 Trust Fund – Class H |
| T. Rowe Price Retirement 2055 Trust Fund – Class H |
| T. Rowe Price Retirement 2060 Trust Fund – Class H |
| American Century Strategic Allocation: Moderate Fund R6 Class |
| Calvert US Large Cap Core Responsible Index Fund Class R6 |
| DFA Emerging Markets Core Equity Portfolio Institutional Class |
| Dodge & Cox Income Fund – Class X |
| Federated Hermes International Leaders Fund |
| Goldman Sachs International Equity ESG Fund – Class R6. |
| Invesco Comstock Fund – Class R6 |
| Janus Henderson Triton Fund – Class I |
| JPMorgan Core Bond Fund – Class R6 |
| JPMorgan Large Cap Growth Fund Class R6 |
| JPMorgan US Equity Fund – Class R6 |
| JPMorgan US Small Company Fund – Class R6 |
| PGIM High Yield Fund – Class R6 |
| PIMCO RAE US Small Fund Institutional Class |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| JANUS HENDERSON TRITON FUND N |
| FEDERATED HERMES INTL LEADERS |
| PGIM HIGH YIELD FUND R6 |
| AMC STRAT ALLOC MOD – R6 |
| CAL US LC CORE RESP INDEX R6 |
| DODGE & COX INCOME FUND X |
| GDS INTL EQUITY ESG R6 |
| DWS RREEF REAL EST SEC R6 |
| INVESCO COMSTOCK FUND – R6 |
| JPMORGAN US SMALL COMPANY R6 |
| JPMORGAN LARGE CAP GROWTH R6 |
| JPM CORE BOND R6 |
| PIMCO RAE US SM INSTL |
| DFA EMG MKT CORE EQ 2 I |
| JPMORGAN US EQUITY FUND R6 |
| STATE ST S&P 500 IDX SEC II |
| INVESCO STABLE ASSET – ADPZ |
| TRP RET 2050 TRUST H |
| TRP RET 2010 TRUST H |
| TRP RET 2045 TRUST H |
| TRP RET 2055 TRUST H |
| TRP RET 2040 TRUST H |
| TRP RET 2015 TRUST H |
| TRP RET 2025 TRUST H |
| TRP RET 2020 TRUST H |
| TRP RET 2035 TRUST H |
| TRP RET 2030 TRUST H |
| TRP RET 2060 TRUST H |
| TRP RET 2005 TRUST H |
| STAT ST RUSSELL SMDCP IDX NL C |
| STATE US INFL PROT BD IDX NL C |
| STATE ST RUSSELL SMCP IDX NL S |
| STATE ST GLB ACE EX-US IDX II |
Investment model portfolios
We provide two types of investment model portfolios for SITETRACKER, INC. 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SITETRACKER, INC. 401K PLAN