Investment options of Sirva Employee Savings Plan And Trust 401K Plan
Total Available Funds: 25
| Investment Description |
|---|
| AMERICAN FUNDS NEW PERSPECTIVE R6 |
| BLACKROCK ISHARES MSCI TOTAL INTL INDEX FUND |
| MS WMC ENDURING CP I US ALL CAP FUND |
| BOSTON TRUST WALDEN INC. TRUST SMID CAP |
| PARNASSUS INVESTMENTS, LLC CORE EQUITY INVESTOR |
| FIDELITY INVESTMENTS GOVERNMENT CASH RESERVE FUND |
| FIDELITY INVESTMENTS TOTAL STOCK MARKET INDEX FUND |
| FIDELITY INVESTMENTS FREEDOM BLENDED INCOME FUND K6 |
| FIDELITY INVESTMENTS FREEDOM BLENDED 2005 FUND K6 |
| FIDELITY INVESTMENTS FREEDOM BLENDED 2010 FUND K6 |
| FIDELITY INVESTMENTS FREEDOM BLENDED 2015 FUND K6 |
| FIDELITY INVESTMENTS FREEDOM BLENDED 2020 FUND K6 |
| FIDELITY INVESTMENTS FREEDOM BLENDED 2025 FUND K6 |
| FIDELITY INVESTMENTS FREEDOM BLENDED 2030 FUND K6 |
| FIDELITY INVESTMENTS FREEDOM BLENDED 2035 FUND K6 |
| FIDELITY INVESTMENTS FREEDOM BLENDED 2040 FUND K6 |
| FIDELITY INVESTMENTS FREEDOM BLENDED 2045 FUND K6 |
| FIDELITY INVESTMENTS FREEDOM BLENDED 2050 FUND K6 |
| FIDELITY INVESTMENTS FREEDOM BLENDED 2055 FUND K6 |
| FIDELITY INVESTMENTS FREEDOM BLENDED 2060 FUND K6 |
| FIDELITY INVESTMENTS FREEDOM BLENDED 2065 FUND K6 |
| LAZARD ASSET MANAGEMENT INTERNATIONAL EQUITY PORTFOLIO INSTITUTIONAL |
| PIMCO FUNDS TOTAL RETURN FUND INSTITUTIONAL |
| VANGUARD INVESTMENTS INFLATION PROTECTED SECURITIES FUND ADM |
| VANGUARD INVESTMENTS TOTAL BOND MARKET FUND ADM |
Investment model portfolios
We provide two types of investment model portfolios for Sirva Employee Savings Plan And Trust 401K Plan participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for Sirva Employee Savings Plan And Trust 401K Plan