Investment options of SIMVENTIONS RETIREMENT PLAN
Total Available Funds: 31
| Investment Description |
|---|
| Large Cap Growth / JP Morgan Invst Mgmt Pooled Separate Account |
| MassMutual Guaranteed Interest Account Credited with Interest at 3% |
| lRFTTX 155,970.35 |
| IRFJTX 193,093.61 |
| lRRCTX 711,991.83 |
| lRFDTX 1,174,386.44 |
| lRFETX 3,737,501.36 |
| lRFFTX 3,724,918.46 |
| lRFGTX 3,296,032.42 |
| lRFHTX 2,273,051.12 |
| lRFITX 1,952,502.80 |
| lRFKTX 1,981,522.62 |
| lRFUTX 979,413.34 |
| lRFVTX 458,692.76 |
| lRNPGX 1,118,120.96 |
| lMDIZX 846,435.99 |
| lVWILX 1,312,413.60 |
| lVGSLX 772,781.38 |
| lODIIX 800,503.85 |
| lVSMAX 1,067,199.44 |
| lWTFSCR 753,010.79 |
| lASMCVU 855,052.60 |
| lMEFZX 1,533,415.73 |
| lVIMAX 843,134.33 |
| lVFIAX 7,348,669.50 |
| lVEIRX 2,302,075.29 |
| 1S6114R 2,854,611.72 |
| lACPBMD 2,400,955.92 |
| lMSPZX 482.05 |
| 1MGDJE3 3.000 4,203,441.84 |
| FORFEITURES 580.62 |
Investment model portfolios
We provide two types of investment model portfolios for SIMVENTIONS RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SIMVENTIONS RETIREMENT PLAN