Investment options of SILVER AIRWAYS 401(K) PLAN
Total Available Funds: 30
| Investment Option List |
|---|
| PIMCO Income Inst Registered investment companies (PFLEX) |
| AS Small CO Growth IS Registered investment companies (DTSGX) |
| AF New World R5E Registered investment companies |
| JPM Mid Cap Growth R5 Registered investment companies (VMGIX) |
| AS SPL Mid Cap Val IS Registered investment companies |
| T.Rowe Price Blue Chip GR ADV Registered investment companies (TRBCX) |
| IS R2000 Small Cap R5 Registered investment companies |
| PIF Small Cap R5 Registered investment companies |
| ABF BW Large Cap Val Inv Registered investment companies |
| BNYM Bond Mk Index Inv Registered investment companies |
| AS Large Cap Core IS Registered investment companies (GEIVX) |
| IS R MidCap Index IS Registered investment companies |
| Lazard Intl Str Equity IS Registered investment companies |
| FA Freedom 2010 I Registered investment companies |
| FA Freedom 2020 I Registered investment companies |
| FA Freedom 2030 I Registered investment companies |
| FA Freedom 2040 I Registered investment companies |
| FA Freedom Inc I Registered investment companies |
| FA Freedom 2015 I Registered investment companies |
| FA Freedom 2025 I Registered investment companies |
| FA Freedom 2035 I (FFTHX) |
| FA Freedom 2045 I (FFFGX) |
| FA Freedom 2050 I (FFFHX) |
| FID US Bond Index (HMBDX) |
| FID 500 Index |
| FA Freedom 2055 I (FDEWX) |
| FID Intl Index |
| FA Freedom 2060 I (FDKNX) |
| FA Freedom 2065 I |
| FA Freedom 2070 I (FRBDX) |
Investment model portfolios
We provide two types of investment model portfolios for SILVER AIRWAYS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for SILVER AIRWAYS 401(K) PLAN